76 Cedar Dr, Bay City, MI 48708 Property Records

Bay County property record for 76 Cedar Dr, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,254 sqft · built 1956
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2026)
Tax Bill	$4,776 (2026)
Deeds & Mortgages	Jun 2026 Sale Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-D05-000-010-00`

Property Details

APN / Parcel Number

Primary APN	`070-D05-000-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,254 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	1,500 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	76 CEDAR DR
City	BAY CITY
State	MI
Zip	48708-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 THE DEZELSKY SUB
Legal Subdivision	DEZELSKY SUB
Legal Lot Number	10
Jurisdiction	BAY MI
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2003
Census Tract	285201

Owner

Source: Bay County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7090 NANCY K DR, HALE, MI 48739-8511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer CROSSROADS TITLE
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Oct 17, 2024 · Amount on Record
Deed Document Number	20267613
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 4, 2026
Property Address	76 CEDAR DR, BAY CITY, MI 48708-7622
Document Number	0000007613
Instrument Date	Jun 2, 2026
Instrument	20267613
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7090 NANCY K DR, HALE, MI 48739-8511

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	76 CEDAR DR, BAY CITY, MI 48708-7622
Document Number	0000000191
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CEDAR DR BAY CITY MI 487087622, BAY CITY, MI 48708-7622

Mortgage

Document Number	0000000191
Date	Mar 9, 2017
Instrument	191

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Hampton Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,776.00 (+82.92%) Homeowner's exemption	$116,100 (+1.04%)	$232,200 (+1.04%)
2023		$114,900	$229,800
2022	$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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