76 Carter Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 76 Carter Rd, Worcester, MA 01609 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1989
Square Footage	1,638 sqft Living Area
Lot Size	13,267 sqft (0.305 acres)
Occupancy	Owner Occupied
Last Sale	$4,340 (2009)
Tax Bill	$5,966.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`50-006-018-1`
Alternative APNs	`WORC M:50 B:006 L:018-1` `M:50 B:006 L:018=1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,638 sqft Living Area
Gross Area	3,602 sqft Gross Area
1st Floor	936 sqft 1st Floor
Basement Area	936 sqft Basement
Unfinished Basement	936 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,267 sqft (0.305 acres)
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	50-006-018-1
Street Address	76 CARTER RD
City	WORCESTER
State	MA
Zip	01609-1038
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	18-1
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	1
Census Block	1000
Census Tract	730700

Owner

Source: Worcester County and Worcester City records · APN 50-006-018-1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 CARTER RD, WORCESTER, MA 01609-1038
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2009 · Amount on Record
Deed Sale	Apr 09, 2009 · Amount on Record
Prior Sale	Jun 14, 1989 · Amount on Record
Deed Doc Number	200937330
Deed Book / Page	44061 / 105
Record Refreshed	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	76 CARTER RD, WORCESTER, MA 01609-1038
Document Number	57286-72
Instrument Date	Jun 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57286-72
Date	Jun 20, 2017
Book Page	057286/000072
Instrument	63618

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,966.00 (+5.48%)	$452,300 (+14.68%) Land $118,900 Building $333,400	$668,990 (+41.38%)
2024			$473,195
2023	$5,656.00	$394,400 Land $103,400 Building $291,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.