76 Cache River Cir, Sacramento, CA 95831 Property Records

Sacramento County property record for 76 Cache River Cir, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,033 sqft · built 1983
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jun 2024)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`031-0643-009-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0643-009-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	4,356 sqft (0.1 acres)
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	76 CACHE RIVER CIR
City	SACRAMENTO
State	CA
Zip	95831-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RIVERBEND COMMONS RESUB, LOT 113B
Legal Subdivision	RIVERBEND COMMONS RESUB
Legal Lot Number	113B
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	4008

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 CACHE RIVER CIR, SACRAMENTO, CA 95831-3759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 18, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Aug 7, 2013 · Amount on Record
Deed Book / Page	20240614 / 809
Prior Transfer Date	Feb 27, 2006
Prior Transfer Doc	0000001752
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	76 CACHE RIVER CIR, SACRAMENTO, CA 95831-3759
Document Number	2012301064
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 CACHE RIVER CIR SACRAMENTO CA 958313759, SACRAMENTO, CA 95831-3759

Mortgage

Document Number	2012301064
Date	Dec 30, 2020
Instrument	2012301064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2019
Property Address	76 CACHE RIVER CIR, SACRAMENTO, CA 95831-3759
Document Number	1910181410
Instrument Date	Oct 10, 2019
Instrument	1910181410
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 CACHE RIVER CIR SACRAMENTO CA 958313759, SACRAMENTO, CA 95831-3759

Mortgage

Document Number	1910181411
Date	Oct 18, 2019
Instrument	1910181411

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,988 (+2%) Land $109,242 Building $379,746
2025	$5,724.00 (+86.03%) Homeowner's exemption	$479,400 (+103.55%) Land $107,100 Building $372,300
2024	$3,077.00 (+2.67%)
2023	$2,997.00 (+1.22%)	$235,525 Land $65,977 Building $169,548
2022	$2,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, T-Mobile.

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