76 Big Pine Ln, Highlands, NC 28741 Property Records

Macon County property record for 76 Big Pine Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,222 sqft · built 1982
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,273 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7540363864`

Property Details

APN / Parcel Number

Primary APN	`7540363864`
Alternative APNs	`0504589` `139542` `160508`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,222 sqft Heated Area
1st Floor Area	1,922 sqft
Upper Floors Area	300 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,188 sqft
Deck Area	64 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	160508
Street Address	76 BIG PINE LN
City	HIGHLANDS
State	NC
Zip	28741-0179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 2 BIG PINE SUB
Legal Subdivision	BIG PINE SUBD
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2052
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit SELECT BANK & TRUST CO
Apr 3, 2017	Intrafamily Transfer, Transfer
Apr 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2009
Transfer Doc	00V32/1790
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00J38/2049
Date	Jan 23, 2018
Book Page	J-38/2049
Instrument	2018000487

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A38/1930
Date	Jul 11, 2017
Book Page	A-38/1930
Instrument	2017004480

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A39/2326
Date	Feb 15, 2019
Book Page	A-39/2326
Instrument	2019000961

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 9, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00B40/1717
Date	Jul 29, 2020
Book Page	B-40/1717
Instrument	2020005171

Lender

Name	SELECT BANK & TRUST CO
Type	Bank
Address	28336

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Apr 3, 2017
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Document Number	00W37/1127
Book / Page	W-37 / 1127
Instrument Date	Mar 7, 2017
Instrument	2017002112
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 FLAGLER PROMENADE N, 115, WEST PALM BEACH, FL 33405-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FLAGLER PROMENADE N, WEST PALM BEACH, FL 33405-2757

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 3, 2017
Property Address	76 BIG PINE LN, HIGHLANDS, NC 28741-0179
Document Number	00W37/1130
Book / Page	W-37 / 1130
Instrument Date	Mar 7, 2017
Instrument	2017002113
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 FLAGLER PROMENADE N, 115, WEST PALM BEACH, FL 33405-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 SW 3RD ST, BOCA RATON, FL 33486-4429

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,273.00 (+3.45%)	$1,053,210 (-) Land $135,660 Building $917,550	$1,053,210 (-) Land $135,660 Building $917,550
2025	$3,164.00 (+0.38%)	$1,053,210 (-) Land $135,660 Building $917,550	$1,053,210 (-) Land $135,660 Building $917,550
2023	$3,152.00	$1,053,210 Land $135,660 Building $917,550	$1,053,210 Land $135,660 Building $917,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

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