Middlesex County and Melrose City property record for 76 Bancroft Rd, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,662 sqft · built 1950 |
| Lot Size | 0.185 acres (8,072 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jun 2006) |
| Tax Bill | $11,767 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0G9 P:0000099 |
| Primary APN | MELR M:0G9 P:0000099 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 4,199 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,072 sqft (0.185 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 76 BANCROFT RD |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 336202 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 BANCROFT RD, MELROSE, MA 02176-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MELROSE COOPERATIVE BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2006 · Amount on Record |
| Deed Sale | Jun 27, 2006 · Amount on Record |
| Deed Document Number | 2006119766 |
| Deed Book / Page | 47704 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 76 BANCROFT RD, MELROSE, MA 02176-3423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78839-46 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 78839/46 |
| Instrument | 218757 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 76 BANCROFT RD, MELROSE, MA 02176-3423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73487-37 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 73487/37 |
| Instrument | 161442 |
| Name | MELROSE COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 76 BANCROFT RD, MELROSE, MA 02176-3423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74601-29 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 74601/29 |
| Instrument | 66739 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,767.00 (+12,157.29%) | $1,025,900 (+4.83%) Land $516,600 Building $509,300 | $1,158,842 (+22.37%) |
| 2025 | $96.00 (-99%) | $978,600 (+1.27%) Land $516,600 Building $462,000 | $946,960 |
| 2024 | $9,595.00 (+5.86%) | $966,300 (+11.08%) Land $516,600 Building $449,700 | |
| 2023 | $9,064.00 | $869,900 Land $460,700 Building $409,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 476 / 106 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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