76 Baker Ct, Berea, KY 40403 Property Records

Madison County property record for 76 Baker Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,014 sqft
Owner	Individual Name on File
Last Sale	$45,000 (Nov 1991)
Tax Bill	$696 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`073A-0003-0004`

Property Details

APN / Parcel Number

Primary APN	`073A-0003-0004`
Alternative APNs	`104065` `141364` `71491`

Interior

Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	71491
Street Address	76 BAKER CT
City	BEREA
State	KY
Zip	40403-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES BAKER LOT 3
Legal Subdivision	CHARLES BAKER SUB
Legal Lot Number	3
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Madison County records · APN 073A-0003-0004

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	76 BAKER CT, BEREA, KY 40403-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 1991 · Amount on Record
Deed Sale	Nov 10, 1991 · Amount on Record
Deed Document Number	0000419217
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	76 BAKER CT, BEREA, KY 40403-9105
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 BAKER CT, BEREA, KY 40403-9105

Mortgage

Document Number	0M2225/169
Date	Mar 31, 2023
Book Page	M2225/169
Instrument	2014138549

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00 (+42.04%) Homeowner's exemption	$123,000 (+26.93%)	$123,000 (+26.93%)
2023	$490.00 Homeowner's exemption	$96,900	$96,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	200 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.