340 ROLLING KNOLLS WAY, BRIDGEWATER, NJ 08807-1900
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
July 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SOMERSET NJ
Property Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
Transaction Type
Mortgage
Record Updated
Jan 5, 2023
Title Company
CATIC TITLE INSURANCE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000043011
Date
Jul 14, 2021
Book Page
7362/2899
Instrument
2021043011
Lender
Name
GARDEN STATE HOME LOANS INC
Type
Mortgage Company
Address
CHERRY HILL, NJ 08003
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2051
December 2022: Deed, Transfer
Document Type
Deed
Jurisdiction
SOMERSET NJ
Recording Date
Dec 27, 2022
Property Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
Document Number
0000049975
Book / Page
7486 / 1724
Instrument Date
Dec 9, 2022
Instrument
2022049975
Transaction Type
Transfer
Record Updated
Jan 5, 2023
Title Company
NU WORLD TITLE LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,618.20
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
76 ASPEN DR # 23-D, 23-D, BASKING RIDGE, NJ 07920-1975
Mortgage
Document Number
0000049976
Date
Dec 27, 2022
Book Page
7486/1730
Instrument
2022049976
Lender
Name
HSBC BANK USA
Type
Bank
Address
NEW YORK, NY 10018
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
6.26%
Type Change Date
Jan 1, 2033
Change Frequency
6 Months
Min Rate At Change
3%
Max Rate At Change
11.2%
Index
Other
Margin
3
Max Rate
11.2%
September 2017: Deed, Transfer
Document Type
Deed
Jurisdiction
SOMERSET NJ
Recording Date
Sep 20, 2017
Property Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
Document Number
0000037869
Book / Page
6990 / 3769
Instrument Date
Jun 20, 2017
Instrument
2017037869
Transaction Type
Transfer
Record Updated
Nov 5, 2021
Title Company
OLD REPUBLIC TITLE INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,999.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
36 JONES LN, 36, LONG VALLEY, NJ 07853-3215
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
76 ASPEN DR, BASKING RIDGE, NJ 07920-1975
Mortgage
Document Number
0000037870
Date
Sep 20, 2017
Instrument
2017037870
Lender
Name
JPMORGAN CHASE BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 76 Aspen Dr was $8,096, up 3% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Somerset County
County Subdivision
Bernards Township
Unified School District
Bernards Township School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$540,000 (+12.59%)Land $170,000Building $370,000
$540,000 (+12.59%)Land $170,000Building $370,000
2025
$8,096.00 (+3.04%)
$479,600Land $170,000Building $309,600
$479,600Land $170,000Building $309,600
2024
$7,857.00
2023
$420,300Land $170,000Building $250,300
$420,300Land $170,000Building $250,300
2022
$7,627.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 76 Aspen Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1999–2021)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Sep 2021 · Remnants Of Hurricane Ida
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 76 Aspen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source
Surface water
Last State Inspection
Nov 2022
Lead
3 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025