Polk County property record for 76 Archer Rd, Saluda, NC 28773 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 832 sqft · built 1972 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Aug 2025) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P5-33 |
| Primary APN | P5-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 832 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 38992 |
|---|---|
| Street Address | 76 ARCHER RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARCHER RD, P5 MAP P5 |
| Legal Subdivision | MAP P5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 920303 |
Source: Polk County records · APN P5-33
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 76 ARCHER RD, SALUDA, NC 28773-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOAN INC |
| Jan 17, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Jan 07, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2011 · Amount on Record |
| Deed Document Number | 0004932431 |
| Deed Book / Page | 493 / 2431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 76 ARCHER RD, SALUDA, NC 28773-8624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 000472/768 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 472/768 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 76 ARCHER RD, SALUDA, NC 28773-8624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000433/0000000306 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 0000000433/0000000306 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 76 ARCHER RD, SALUDA, NC 28773-8624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 445/2361 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 445/2361 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 76 ARCHER RD, SALUDA, NC 28773-8624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 455/1269 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 455/1269 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070.00 (+8.74%) | $183,630 (+29.54%) Land $42,210 Building $141,420 | $183,630 (+29.54%) Land $42,210 Building $141,420 |
| 2023 | $984.00 | $141,760 Land $31,695 Building $110,065 | |
| 2021 | $141,760 Land $31,695 Building $110,065 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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