76 45th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 76 45th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 2016
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$4,000 (Mar 2015)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`33-39-16-00003-0003-00006.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-16-00003-0003-00006.0`
Alternative APN	`80638`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,140 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	264 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76 45TH AVE
City	VERO BEACH
State	FL
Zip	32968-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	STEVENS PARK UNIT NO 2 BLK C LOT 6 PBI 4-54
Legal Range	39E
Legal Township	33S
Legal Section	16
Legal Subdivision	STEVENS PARK UNIT NO 2
Legal Block	C
Legal Lot Number	6
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1021
Census Tract	50706

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1137, VERO BEACH, FL 32961-1137
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2015 · Amount on Record
Deed Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	201513532
Deed Book / Page	2828 / 656
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0027611604
Record Updated	Jun 8, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	76 45TH AVE, VERO BEACH, FL 32968-2349
Document Number	0030461224
Book / Page	003046 / 001224
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1116 VERO BEACH FL 329611116, VERO BEACH, FL 32961-1116

Mortgage

Document Number	0030461224
Date	Aug 4, 2017
Book Page	003046/001224
Instrument	45648

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00 (+21.4%)	$211,054 (+3.58%) Land $16,437 Building $194,617	$211,054 (+3.58%) Land $16,437 Building $194,617
2023	$2,640.00 (+10.69%)	$203,758 (+14.69%) Land $16,437 Building $187,321	$203,758 (+14.69%) Land $16,437 Building $187,321
2022	$2,385.00	$177,661 Land $16,437 Building $161,224	$177,661 Land $16,437 Building $161,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 437 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	437 in force
Nearby Flood Claims	4 (2004–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20