Oneida County and Camden Town property record for 76 3rd St, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,196 sqft · built 1870 |
| Lot Size | 0.274 acres (11,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jul 2020) |
| Tax Bill | $896 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303001 128.017-3-28 |
| Primary APN | 303001 128.017-3-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Upper Floors Area | 540 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,946 sqft (0.274 acres) |
| Lot Dimensions | 181 ft deep x 66 ft wide |
| Shed | 1 Shed |
| Canopy | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004800 |
|---|---|
| Street Address | 76 3RD ST |
| City | CAMDEN |
| State | NY |
| Zip | 13316-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 24500 |
Source: Oneida County and Camden Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 3RD ST, CAMDEN, NY 13316-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 13, 2020 | Warranty Deed, Transfer · Conventional with PMI DUANE B DESHNER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 20208560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 76 3RD ST, CAMDEN, NY 13316-1130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017650 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022-017650 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 13, 2020 |
| Property Address | 76 3RD ST, CAMDEN, NY 13316-1130 |
| Document Number | 0000008560 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 8560 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 695 COPAKE NY 125160695, COPAKE, NY 12516-0695 |
| Document Number | 8561 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 8561 |
| Name | DUANE B DESHNER |
|---|---|
| Address | PO BOX 603, SHERIDAN, MT 59749-0603 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 12, 2025 |
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Municipality | Camden Village |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896.00 (-62.37%) | ||
| 2025 | $2,381.00 (+709.86%) | $1,000 (-) Land $150 Building $850 | $62,500 (+15%) Land $9,375 Building $53,125 |
| 2023 | $1,000 (-) Land $150 Building $850 | $54,348 (+14.13%) Land $8,152 Building $46,196 | |
| 2022 | $294.00 | $1,000 Land $150 Building $850 | $47,619 Land $7,143 Building $40,476 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1979–2000) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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