75R River St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 75R River St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,602 sqft · built 1915
Lot Size	0.296 acres (12,898 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2017)
Tax Bill	$7,303 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`ANDO M:00140 B:00044 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00140 B:00044 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,220 sqft
Basement Area	1,000 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,898 sqft (0.296 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	75R RIVER ST
City	ANDOVER
State	MA
Zip	01810-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	44
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2009
Census Tract	254301

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 RIVER ST, R, ANDOVER, MA 01810-5907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 11, 2017	Quit Claim Deed, Transfer · Conventional with PMI 2004 25 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Deed Book / Page	15218 / 283
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	75R RIVER ST, ANDOVER, MA 01810-5907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017846-145
Date	Oct 2, 2023
Book Page	17846/145
Instrument	16233

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 11, 2017
Property Address	75R RIVER ST, ANDOVER, MA 01810-5907
Document Number	15218-283
Book / Page	015218 / 000283
Instrument Date	Sep 1, 2017
Instrument	23488
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75R RIVER ST ANDOVER MA 018105907, ANDOVER, MA 01810-5907

Mortgage

Document Number	15218-286
Date	Sep 11, 2017
Book Page	015218/000286
Instrument	23489

Lender

Name	2004 25 LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,303.00 (-0.04%)	$584,700 (+3.09%) Land $278,300 Building $306,400	$683,430
2024	$7,306.00 (+3.46%)	$567,200 (+9.71%) Land $271,700 Building $295,500
2023	$7,062.00	$517,000 Land $251,600 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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