75993 McKay Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 75993 McKay Rd, Bruce, MI 48065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,775 sqft · built 2003
Lot Size2.5 acres (109,248 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Dec 2014)
Tax Bill$7,459 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-01-14-400-020

Property Details

APN / Parcel Number

Primary APN14-01-14-400-020
Alternative APN
  • 0114400020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,775 sqft Living Area
1st Floor Area2,054 sqft
Basement Area2,054 sqft
Unfinished Basement2,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area109,248 sqft (2.5 acres)
Garage TypeAttached
Garage Area2,237 sqft
Parking Spaces8 Parking Spaces
Patio Area73 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address75993 MCKAY RD
CityBRUCE TWP
StateMI
Zip48065-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionT5N, R12E, SEC 14: BEG AT E 1/4 COR SEC 14; TH S01*57'40"W 331.03 FT ALG E SEC LINE; TH N89*08'45W 329.86 FT; TH N01*52'52"E 331.02 FT; TH S89*08'45"E 330.37 FT ALG E-W 1/4 LINE TO POB. 2.508 ACRES. MANATRON #: 001-014-029-46
Legal Range12E
Legal Township05N
Legal Section01
Legal SubdivisionBROOKSIDE ESTATES SUBDIVISION NO 7
JurisdictionMACOMB MI
Township / Civil DivisionBRUCE
Census Block Group1
Census Block1022
Census Tract214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CREDIT UNION
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEFINITY
Apr 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 11, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2014 · Amount on Record
Deed SaleDec 29, 2014 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number20144153259
Deed Book / Page23170 / 799
Last Transfer DateApr 4, 2018
Transfer Doc0000043410
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateAug 12, 2026
Property Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720
Document Number0000076262
Book / Page30805 / 299
Instrument DateAug 7, 2026
Instrument202676262
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720

Mortgage

Document Number0000076262,
DateAug 12, 2026
Book Page30805/299
Instrument202676262
Lender
NameGENISYS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720
Document Number0000043274
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address75993 MCKAY RD BRUCE TWP MI 480652720, BRUCE TWP, MI 48065-2720

Mortgage

Document Number0000043274
DateNov 19, 2020
Book Page027178/000705
Instrument43274
Lender
NameHOMEFINITY
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 13, 2018
Property Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720
Document Number0000043410
Book / Page025310 / 000041
Instrument DateApr 4, 2018
Instrument43410
Transaction TypeTransfer
Record UpdatedMay 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address75993 MCKAY RD BRUCE TWP MI 480652720, BRUCE TWP, MI 48065-2720

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 11, 2018
Property Address75993 MCKAY RD, BRUCE TWP, MI 48065-2720
Document Number0000042942
Book / Page025308 / 000373
Instrument DateMar 28, 2018
Instrument42942
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75993 MCKAY RD BRUCE TWP MI 480652720, BRUCE TWP, MI 48065-2720

Mortgage

Document Number42943
DateApr 11, 2018
Book Page025308/000376
Instrument42943
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048
Interest
Rate TypeAdjustable Rate
Rate3.74%

Mortgage

Document Number22966,
DateApr 11, 2018
Book Page025241/000260
Instrument22966
Lender
NameFIFTH THIRD BK/ESTN MI
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionBruce Township
Unified School DistrictRomeo Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,100 (+1.02%)$690,200 (+1.02%)
2025$7,459.00 (+15.16%) Homeowner's exemption$341,600 (+19.23%)$683,200 (+19.23%)
2023$286,500$573,000
2022$6,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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