75976 230th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 75976 230th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,668 sqft · built 2000
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,800 (Jan 2026)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13.027.0091`

Property Details

APN / Parcel Number

Primary APN	`13.027.0091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Unfinished Basement	1,652 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Garage Type	Attached
Garage Area	1,045 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	75976 230TH ST
City	ALBERT LEA
State	MN
Zip	56007-6871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-103 RANGE-021 3.82 AC REV DESC NO 2573 PT SW1/4 SW1/4 27-103-21 3.82 ACRES
Legal Range	21
Legal Township	103
Legal Section	27
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1073
Census Tract	180700

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75976 230TH ST, ALBERT LEA, MN 56007-6871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOUNDARY WATERS BANK
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC
May 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	20261846328
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	75976 230TH ST, ALBERT LEA, MN 56007-6871
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A544071
Date	Aug 25, 2020
Instrument	A544071

Lender

Name	BOUNDARY WATERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2040

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	75976 230TH ST, ALBERT LEA, MN 56007-6871
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A540087
Date	Nov 12, 2019
Instrument	A540087

Lender

Name	ACCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	75976 230TH ST, ALBERT LEA, MN 56007-6871
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A543221
Date	Jul 6, 2020
Instrument	A543221

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 12, 2017
Property Address	75976 230TH ST, ALBERT LEA, MN 56007-6871
Document Number	0CRV655908
Instrument Date	May 12, 2017
Instrument	CRV655908
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3565 GULL ST, 3565, RENO, NV 89508-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75976 230TH ST, ALBERT LEA, MN 56007-6871

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,400 (+5.94%) Land $71,200 Building $371,200	$442,400 (+5.94%) Land $71,200 Building $371,200
2025	$5,062.00 (+22.69%)
2023	$4,126.00 (+6.18%) Homeowner's exemption	$417,600 Land $71,200 Building $346,400	$417,600 Land $71,200 Building $346,400
2020	$3,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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