7597 Hwy 64 E, Hayesville, NC 28904 Property Records

Clay County property record for 7597 Hwy 64 E, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,081 sqft · built 2000
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (May 2025)
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`549900565644`

Property Details

APN / Parcel Number

Primary APN	`549900565644`
Alternative APNs	`624416000` `7223301`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,081 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Account Number	624416000
Street Address	7597 HWY 64 E
City	HAYESVILLE
State	NC
Zip	28904-4670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1339
Legal Subdivision	BOUNDARY SURVEY FOR BRIAN ANDERSON
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2041
Census Tract	950102

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2018	Special Warranty Deed, Transfer · VA Mortgage UNITED COMMUNITY BANK
Jun 7, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Feb 23, 2018
Deed Document Number	20251051
Deed Book / Page	487 / 68
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	411/053
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F16/17
Date	Oct 7, 2021
Book Page	F16/17
Instrument	2021003266

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	O15/12
Date	Oct 12, 2020
Book Page	O15/12
Instrument	2020002576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jun 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Transaction Type	Mortgage
Record Updated	Jan 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D15/0013
Date	Jan 3, 2020
Book Page	D15/0013
Instrument	2020000014

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2048

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 23, 2018
Property Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Document Number	417/0156
Book / Page	417 / 0156
Map Reference	CAB 3 SL 397
Instrument Date	Jan 18, 2018
Instrument	2018000344
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7597 HIGHWAY 64 E, HAYESVILLE, NC 28904-4670

Mortgage

Document Number	2018000345
Date	Feb 23, 2018
Instrument	2018000345

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY NC
Recording Date	Jun 7, 2017
Property Address	7597 HWY 64 E, HAYESVILLE, NC 28904-4670
Document Number	411/053
Book / Page	411 / 053
Map Reference	CAB 3 SL 397
Instrument Date	May 31, 2017
Instrument	2017001162
Transaction Type	Foreclosure
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 WINDY RIDGE PKWY SE, ATLANTA, GA 30339-5665
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (+23.22%)	$681,700 (+88.84%) Land $36,200 Building $645,500	$681,700 (+88.84%) Land $36,200 Building $645,500
2025	$1,796.00 (+5.9%)	$361,000 (-) Land $27,400 Building $333,600	$361,000 (-) Land $27,400 Building $333,600
2023	$1,696.00	$361,000 Land $27,400 Building $333,600	$361,000 Land $27,400 Building $333,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

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