7597 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7597 E Bay Blvd, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 2004
Lot Size	1.95 acres (84,942 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Aug 2021)
Tax Bill	$222 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2S-27-0000-01602-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2S-27-0000-01602-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Heated Area
Gross Area	3,423 sqft
1st Floor Area	2,390 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	84,942 sqft (1.95 acres)
Lot Dimensions	5,150 ft deep x 1,650 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	25 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	122S270000016020000
Street Address	7597 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 165.5 FT OF E 331 FT OF W 662 FT OF E 1680 FT OF N 515 FT OF N 1/2 OF S 1/2 OF SEC LYING S OF STATE RD #399 AS DES IN OR
Legal Range	27W
Legal Township	02S
Legal Section	12
Legal Subdivision	WINDSOR VILLAS PH 01
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1014
Census Tract	10822

Owner

Source: Santa Rosa County records · APN 12-2S-27-0000-01602-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7597 E BAY BLVD, NAVARRE, FL 32566-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 06, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Nov 06, 2017 · Amount on Record
Deed Document Number	202153851
Deed Book / Page	4161 / 1453
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 11, 2021
Property Address	7597 E BAY BLVD, NAVARRE, FL 32566-7922
Document Number	0041611453
Book / Page	4161 / 1453
Instrument Date	Aug 09, 2021
Instrument	202153851
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5205 GULF BREEZE PKWY, 5205, GULF BREEZE, FL 32563-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7597 E BAY BLVD, NAVARRE, FL 32566-7922

Mortgage

Document Number	41611457
Date	Aug 11, 2021
Instrument	4161/1457

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 06, 2017
Property Address	7597 E BAY BLVD, NAVARRE, FL 32566-7922
Document Number	0036760604
Book / Page	3676 / 0604
Instrument Date	Oct 27, 2017
Instrument	201746205
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 RESERVE BLVD, 1900, GULF BREEZE, FL 32563-7088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7597 E BAY BLVD, NAVARRE, FL 32566-7922

Mortgage

Document Number	201746206
Date	Nov 06, 2017
Instrument	201746206

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$222.00 (+7.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$365,148 (+0.37%) Land $78,000 Building $287,148	$365,148 (+0.37%) Land $78,000 Building $287,148
2023	$207.00 (+6.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$363,818 (+1.76%) Land $78,000 Building $285,818	$363,818 (+1.76%) Land $78,000 Building $285,818
2022	$194.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$357,508	$357,508 Land $78,000 Building $279,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 227 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: LiveOak Fiber, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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