Medina County property record for 7595 Spencer Rd, Homerville, OH 44235
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1994 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-08D-35-005 |
| Primary APN | 036-08D-35-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 6 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 960 sqft |
| Game Room | Game Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 144 sqft |
| Patio Area | 171 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 7595 SPENCER RD |
|---|---|
| City | HOMERVILLE |
| State | OH |
| Zip | 44235-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 W MID PT 3.0277A |
| Legal Lot Number | 1 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 410000 |
7595 Spencer Rd is owned and occupied by an individual.
Source: Medina County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7595 SPENCER RD, HOMERVILLE, OH 44235-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 7595 SPENCER RD, HOMERVILLE, OH 44235-9745 |
| Document Number | 0000016848 |
| Instrument Date | Jul 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 7595 SPENCER RD HOMERVILLE OH 442359745, HOMERVILLE, OH 44235-9745 |
| Document Number | 0000016848 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 16848 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 5, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7595 Spencer Rd was $4,397, up 31.1% from the year before.
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Spencer Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,397.00 (+31.14%) | $117,080 (+40.67%) Land $28,600 Building $88,480 | $334,500 Land $81,700 Building $252,800 |
| 2024 | $3,353.00 (+5.57%) | $83,230 (-) Land $17,840 Building $65,390 | |
| 2023 | $3,176.00 (-2.52%) | $83,230 (-) Land $17,840 Building $65,390 | |
| 2022 | $3,258.00 | $83,230 Land $17,840 Building $65,390 | $237,800 Land $50,960 Building $186,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7595 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7595 Spencer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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