St. Clair County property record for 7595 Dyke Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,100 sqft · built 1963 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2018) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-23-500-0022-000 |
| Primary APN | 74-23-500-0022-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7595 DYKE RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG S 1D 19M W 139.8' FROM NE COR LOT 23, TH N 89D 31M W 121', TH S 0D 29M W 60', TH S 89D 31M E 125.13', TH N 3D 27M W |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 24 |
| Legal Subdivision | PERCH POINTE SUB |
| Legal Lot Number | 23,20 |
| Legal Unit | 23,2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 650200 |
7595 Dyke Rd is owned and occupied by an individual who bought it in December 2018.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7597 DYKE RD, IRA, MI 48023-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Deed Document Number | 201828307 |
| Deed Book / Page | 5020 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7595 DYKE RD, IRA, MI 48023-2726 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005865167 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 5865/167 |
| Instrument | 2025020557 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7595 DYKE RD, IRA, MI 48023-2726 |
| Document Number | 0050970660 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | ABSTRACT TITLE AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 7595 DYKE RD IRA MI 480232726, IRA, MI 48023-2726 |
| Document Number | 0050970660 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 005097/000660 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 27, 2018 |
| Property Address | 7595 DYKE RD, IRA, MI 48023-2726 |
| Document Number | 0000502053 |
| Book / Page | 5020 / 53 |
| Map Reference | LB 24 PG 2 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018028307 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | STERLING TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4550 FELLA ST, 4550, SHELBY TOWNSHIP, MI 48316-4032 |
| Name | Verified Name |
|---|---|
| Address | 7595 DYKE RD, IRA, MI 48023-2726 |
| Document Number | 2018028308 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018028308 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 7595 Dyke Rd was $2,132 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,100 (+8.79%) | $220,200 | |
| 2025 | $2,132.00 (+2.3%) Homeowner's exemption | $101,200 | |
| 2024 | $2,084.00 | $202,400 | |
| 2023 | $88,100 | ||
| 2022 | $1,957.00 | $176,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7595 Dyke Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 219 (1978–2026) |
| Claims Outside the SFHA | 60 of 219 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7595 Dyke Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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