7592 Willow Pointe Dr, Temperance, MI 48182 Property Records

Monroe County property record for 7592 Willow Pointe Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Oct 2023)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-492-118-00`

Property Details

APN / Parcel Number

Primary APN	`02-492-118-00`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7592 WILLOW POINTE DR
City	TEMPERANCE
State	MI
Zip	48182-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE WOODS PLAT 4 LOT 118
Legal Subdivision	PRAIRIE WOODS
Legal Lot Number	118
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2008
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Oct 4, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 18, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202314705
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0020111963
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 4, 2023
Property Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Document Number	0000014705
Map Reference	LB 21 PG 81
Instrument Date	Sep 29, 2023
Instrument	2023R14705
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 XENIA AVE S APT 375, 375, GOLDEN VALLEY, MN 55416-0195

Mortgage

Document Number	0000014596
Date	Oct 3, 2023
Instrument	2023R14596

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Oct 4, 2023
Property Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Document Number	0000014704
Map Reference	LB 21 PG 31
Instrument Date	Sep 28, 2023
Instrument	2023R14704
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501

Mortgage

Document Number	2021R25654
Date	Oct 5, 2021
Instrument	2021R25654

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501

Mortgage

Document Number	0000003435
Date	Feb 4, 2021
Instrument	2021R03435

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 18, 2018
Property Address	7592 WILLOW POINTE DR, TEMPERANCE, MI 48182-7501
Document Number	2018R19189
Map Reference	LB 21 PG 81
Instrument Date	Oct 5, 2018
Instrument	2018R19189
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,823.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (+32.64%) Land $147,500	$295,000 (+32.64%) Land $295,000
2025	$3,626.00 (+9.85%) Homeowner's exemption
2023	$3,301.00 Homeowner's exemption	$111,200	$222,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

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