St. Louis County property record for 7590 Thumbnail Dr, Embarrass, MN 55732 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,392 sqft Gross Area |
| Lot Size | 208,217 sqft (4.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2022) |
| Tax Bill | $1,446.00 (2026) |
Source: St. Louis County records · APN 565-0010-03701
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7590 THUMBNAIL DR, EMBARRASS, MN 55732-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage ELY AREA CU |
| Jul 16, 2021 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage BELL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Deed Doc Number | 20221449483 |
| Prior Transfer Date | Oct 29, 2021 |
| Prior Transfer Doc | 0001428700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2022 |
| Property Address | 7590 THUMBNAIL DR, EMBARRASS, MN 55732-8109 |
| Document Number | 0001449483 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 1449483 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7590 THUMBNAIL DR, EMBARRASS, MN 55732-8109 |
| Document Number | 0001449484 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 1449484 |
| Name | ELY AREA CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 16, 2021 |
| Property Address | 7590 THUMBNAIL DR, EMBARRASS, MN 55732-8109 |
| Document Number | 0001419415 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 1419415 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7590 THUMBNAIL DR, EMBARRASS, MN 55732-8109 |
| Document Number | 0001419416 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 1419416 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Waasa Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,446.00 (+27.96%) Homeowner's exemption | ||
| 2025 | $1,130.00 (-14.52%) Homeowner's exemption | $228,400 (+13.92%) Land $32,000 Building $196,400 | $228,400 (+13.92%) Land $32,000 Building $196,400 |
| 2024 | $1,322.00 | $200,500 (+27.63%) Land $32,700 Building $167,800 | $200,500 (+27.63%) Land $32,700 Building $167,800 |
| 2022 | $157,100 Land $28,600 Building $128,500 | $157,100 Land $28,600 Building $128,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 62% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 565-0010-03701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,392 sqft Gross Area |
| 1st Floor | 1,088 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Area | 528 sqft Garage |
| Deck Area | 80 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1134913 |
|---|---|
| Street Address | 7590 THUMBNAIL DR |
| City | EMBARRASS |
| State | MN |
| Zip | 55732-8109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 320 FT OF E 640 FT OF NW1/4 OF SE1/4 EX S670 FT SERIAL # |
| Legal Range | 14W |
| Legal Township | 60N |
| Legal Section | 23 |
| Legal Subdivision | WAASA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | WAASA |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 13900 |
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