759 Stewart Rd, Chipley, FL 32428 Property Records

Washington County property record for 759 Stewart Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,207 sqft · built 2022
Lot Size18 acres (784,080 sqft)
Owner2 Individual Names on File
Last Sale$57,500 (Dec 2020)
Tax Bill$1,611 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07220006

Property Details

APN / Parcel Number

Primary APN07220006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,207 sqft Heated Area
Gross Area2,609 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area784,080 sqft (18 acres)
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address759 STEWART RD
CityCHIPLEY
StateFL
Zip32428-4535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13 3 13 18 ORB 1191 P 953 PRCL DESC IN ORB 1191 P 953
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2036
Census Tract970303

Owner

759 Stewart Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Washington County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address759 STEWART RD, CHIPLEY, FL 32428-4535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SOUTH CU
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2020 · Amount on File
Deed SaleDec 1, 2020 · Amount on File
Deed Document Number202067008020
Deed Book / Page1191 / 953
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address759 STEWART RD, CHIPLEY, FL 32428-4535
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067002328
DateMar 31, 2021
Book Page1202/321
Instrument202167002328
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate9.5%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address759 STEWART RD, CHIPLEY, FL 32428-4535
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address759 STEWART RD, CHIPLEY, FL 32428-4535

Mortgage

Document Number0067002637
DateMar 23, 2022
Book Page1236/449
Instrument202267002637
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 759 Stewart Rd was $1,611 with a homeowner's exemption, up 6.8% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,611.00 (+6.76%) Homeowner's exemption$157,177 (+2.82%)$279,167 (+5.56%)
2024$1,509.00 (+2.44%) Homeowner's exemption$152,869 (+2.91%)$264,463 (+7.89%)
2023$1,473.00 (+1,158.97%) Homeowner's exemption$148,542$245,117
2022$117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 759 Stewart Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 759 Stewart Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stewart Rd

Nearby Streets

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