St. Lawrence County and Fine Town property record for 759 Ridge Rd, Oswegatchie, NY 13670
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,422 sqft · built 1992 |
| Lot Size | 95.8 acres (4,173,048 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,668 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2021 Transfer |
| APN | 403600 202.000-5-17.1 |
| Primary APN | 403600 202.000-5-17.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,120 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,173,048 sqft (95.8 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 403600 202.000-5-17.1 |
|---|---|
| Street Address | 759 RIDGE RD |
| City | OSWEGATCHIE |
| State | NY |
| Zip | 13670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | RURAL RRESIDENCE 99.00 D |
| Legal Block | 5 |
| Legal Lot Number | 17.001 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | FINE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 492501 |
759 Ridge Rd, a rural home, is owner-occupied and held in a trust since December 2020.
Source: St. Lawrence County and Fine Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 164, FINE, NY 13639-0164 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN CU |
| Jan 8, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 24, 2020 |
| Transfer Doc | 0000000217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 759 RIDGE RD, OSWEGATCHIE, NY 13670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 759 RIDGE RD, FINE, NY 13639 |
| Document Number | 8440 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | R-2021-00008440 |
| Name | NORTHERN CU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jan 8, 2021 |
| Property Address | 759 RIDGE RD, OSWEGATCHIE, NY 13670 |
| Document Number | 0000000217 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 217 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 164 FINE NY 136390164, FINE, NY 13639-0164 |
The 2026 property tax bill for 759 Ridge Rd was $4,668 with exemptions applied, up 2.3% from the year before.
Source: St. Lawrence County and Fine Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Fine Town |
| Unified School District | Clifton-Fine Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,668.00 (+2.28%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,564.00 | $184,100 Land $49,000 Building $135,100 | $221,807 Land $59,036 Building $162,771 |
| 2023 | $184,100 Land $49,000 Building $135,100 | $197,957 Land $52,688 Building $145,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 759 Ridge Rd; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 759 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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