7589 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7589 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 2014
Lot Size	1.04 acres (45,564 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2016)
Tax Bill	$3,495 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4605-65-6321`

Property Details

APN / Parcel Number

Primary APN	`4605-65-6321`
Alternative APNs	`460511656321` `259693` `314765` `76761`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	45,564 sqft (1.04 acres)
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	314765
Street Address	7589 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#26 SANDPIPER BAY SECT I
Legal Subdivision	SANDPIPER BAY
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7589 WINDY PINE CIR, DENVER, NC 28037-9364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Intrafamily Transfer, Transfer
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	2016552200
Deed Book / Page	2613 / 387
Last Transfer Date	Dec 10, 2025
Transfer Doc	0003463892
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Dec 16, 2025
Property Address	7589 WINDY PINE CIR, DENVER, NC 28037-9364
Document Number	0003463892
Book / Page	3463 / 892
Map Reference	MB 10 PG 12
Instrument Date	Dec 10, 2025
Instrument	703249
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 S US 321 HWY, NEWTON, NC 28658-8394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7589 WINDY PINE CIR, DENVER, NC 28037-9364

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7589 WINDY PINE CIR, DENVER, NC 28037-9364
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003263110
Date	Jul 14, 2023
Book Page	3263/110
Instrument	669490

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,495.00 (+0.6%)	$551,079 (-) Land $79,193 Building $471,886	$551,079 (-) Land $79,193 Building $471,886
2025	$3,474.00 (+0.9%)	$551,079 (-) Land $79,193 Building $471,886	$551,079 (-) Land $79,193 Building $471,886
2023	$3,443.00	$551,079 Land $79,193 Building $471,886	$551,079 Land $79,193 Building $471,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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