7589 Vincent Dr, Toano, VA 23168 Property Records

James City County property record for 7589 Vincent Dr, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,558 sqft · built 1989
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Feb 2026)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-2 04-0-0019`

Property Details

APN / Parcel Number

Primary APN	`22-2 04-0-0019`
Alternative APN	`15705`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	15,725 sqft (0.361 acres)
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15705
Street Address	7589 VINCENT DR
City	TOANO
State	VA
Zip	23168-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-19 S-1 HUNTERS CREEK
Legal Subdivision	HUNTERS CREEK
Legal Lot Number	19
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2006
Census Tract	80402

Owner

7589 Vincent Dr is owned and occupied by an individual who bought it in February 2026.

Source: James City County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7589 VINCENT DR, TOANO, VA 23168-9042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 25, 2025	Bargain and Sale Deed, Transfer UNKNOWN, BAY TITLE LLC
Oct 28, 2025	Trustee's Deed, Foreclosure PENINSULAR TITLE COMPANY INC, PENINSULA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Nov 25, 2025 · Amount on File
Deed Document Number	20261895
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 18, 2026
Property Address	7589 VINCENT DR, TOANO, VA 23168-9042
Document Number	0202601895
Map Reference	MB 45 PG 93
Instrument Date	Jan 8, 2026
Instrument	202601895
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7589 VINCENT DR, TOANO, VA 23168-9042

Mortgage

Document Number	0202601896
Date	Feb 18, 2026
Instrument	202601896

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 25, 2025
Property Address	7589 VINCENT DR, TOANO, VA 23168-9042
Document Number	0202516448
Map Reference	MB 45 PG 93
Instrument Date	Nov 18, 2025
Instrument	202516448
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, BAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$316.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 WIND MILL POINT RD, HAMPTON, VA 23664-2136

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 28, 2025
Property Address	7589 VINCENT DR, TOANO, VA 23168-9042
Document Number	0202515182
Map Reference	MB 45 PG 93
Instrument Date	Oct 24, 2025
Instrument	202515182
Transaction Type	Foreclosure
Record Updated	Nov 21, 2025
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULA TITLE CO

Transaction

Amount	Amount on Record
Tax	$316.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MOBJACK PL, NEWPORT NEWS, VA 23606-1929

Tax Assessment & Valuation

The 2025 property tax bill for 7589 Vincent Dr was $2,620, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 (+6.42%)	$315,700 Land $59,900 Building $255,800	$315,700 Land $59,900 Building $255,800
2024	$2,462.00 (+16.24%)
2023	$2,118.00	$255,200 Land $54,900 Building $200,300	$255,200 Land $54,900 Building $200,300
2022	$2,118.00
2019	$1,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7589 Vincent Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7589 Vincent Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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