7588 Seneca Trl, Temperance, MI 48182 Property Records

Monroe County property record for 7588 Seneca Trl, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,129 sqft · built 1961
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-515-012-00`

Property Details

APN / Parcel Number

Primary APN	`02-515-012-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	137 ft deep x 158 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7588 SENECA TRL
City	TEMPERANCE
State	MI
Zip	48182-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SHENANDOAH HILLS LOT 12
Legal Subdivision	SHENANDOAH HILLS
Legal Lot Number	12
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4009
Census Tract	833800

Owner

7588 Seneca Trl is owned and occupied by an individual who acquired it in March 2015.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSLA OF LAKEWOOD
May 26, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2015
Transfer Doc	0000023708
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527

Mortgage

Document Number	0000007344
Date	Apr 8, 2022
Instrument	2022R07344

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010151
Date	May 26, 2020
Instrument	2020R10151

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMBASSY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7588 SENECA TRL, TEMPERANCE, MI 48182-1527

Mortgage

Document Number	0000019531
Date	Sep 21, 2020
Instrument	2020R19531

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7588 Seneca Trl was $2,314 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,800 Land $129,800	$259,600 Land $259,600
2025	$2,314.00 Homeowner's exemption
2023	$2,048.00 Homeowner's exemption	$98,100	$196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7588 Seneca Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7588 Seneca Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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