Santa Clara County property record for 7587 Spruce Ct, Gilroy, CA 95020 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,381 sqft · built 1977 |
| Lot Size | 0.157 acres (6,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Apr 2010) |
| Tax Bill | $6,111 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Mortgage + 7 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 808-26-012 |
| Primary APN | 808-26-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,381 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,820 sqft (0.157 acres) |
| Lot Dimensions | 110 ft deep x 62 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 1,250 sqft |
| Porch | None |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7587 SPRUCE CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5154 WESTWOOD ACRES BOOK 354 PAGE 13 PAGE 14 LOT 218 |
| Legal Subdivision | WESTWOOD ACRES |
| Legal Tract | 5154 |
| Legal Lot Number | 218 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 512510 |
Source: Santa Clara County records · APN 808-26-012
Assessment roll updated August 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CREDIT UNION |
| Jun 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CREDIT UNION |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CU |
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CU |
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Dec 09, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Nov 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CU |
| Nov 29, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Apr 04, 2017 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2010 · Amount on Record |
| Deed Sale | Apr 21, 2010 · Amount on Record |
| Prior Sale | Oct 27, 2009 · Amount on Record |
| Deed Document Number | 201020684478 |
| Last Transfer Date | Nov 21, 2018 |
| Transfer Doc | 0024071270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 05, 2026 |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0026000309 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202626000309 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0026000309, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202626000309 |
| Name | PREMIERONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 05, 2026 |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0025999974 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202625999974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0025999974, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202625999974 |
| Name | PREMIERONE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0024785314 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 24785314 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0025190119 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 25190119 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0025328789 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 25328789 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0024371530 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7587 SPRUCE CT GILROY CA 950204726, GILROY, CA 95020-4726 |
| Document Number | 0024371530 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 24371530 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0024071271 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7587 SPRUCE CT GILROY CA 950204726, GILROY, CA 95020-4726 |
| Document Number | 0024071271 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 24071271 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 29, 2018 |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0024071270 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 24071270 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7587 SPRUCE CT GILROY CA 950204726, GILROY, CA 95020-4726 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7587 SPRUCE CT, GILROY, CA 95020-4726 |
| Document Number | 0023620356 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7587 SPRUCE CT GILROY CA 950204726, GILROY, CA 95020-4726 |
| Document Number | 0023620356 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 23620356 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 09, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,111.00 (+2.24%) Homeowner's exemption | $496,952 (+4.04%) Land $193,618 Building $303,334 |
| 2023 | $5,977.00 (+1.7%) Homeowner's exemption | $477,656 Land $186,100 Building $291,556 |
| 2022 | $5,877.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Hankins Information Technology | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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