7587 Hakes Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7587 Hakes Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft
Owner	Individual Name on Record
Last Sale	$71,000 (Feb 2024)
Tax Bill	$1,415 (2021)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-095-001-037`

Property Details

APN / Parcel Number

Primary APN	`10-095-001-037`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	2,480 sqft

Exterior

Exterior Material	Wood Siding

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	7587 HAKES RD
City	READING
State	MI
Zip	49274-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EXC E 110 FT THEREOF SEC 31 T7S R4W SUPERVISORS PLAT DAILEY SUB
Legal Subdivision	DAILEY SUB
Legal Lot Number	6
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4019
Census Tract	50400

Owner

Source: Hillsdale County records, as of February 20, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1455 MAIN ST APT 5, 5, DUBUQUE, IA 52001-4742
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	0001865960
Deed Book / Page	1865 / 960
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 12, 2024
Property Address	7587 HAKES RD, READING, MI 49274-9767
Document Number	001865/960
Book / Page	1865 / 960
Map Reference	LB 5 PG 7
Instrument Date	Feb 1, 2024
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7587 HAKES RD, READING, MI 49274-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 MAIN ST APT 5, 5, DUBUQUE, IA 52001-4742

Mortgage

Document Number	0018650963
Date	Feb 12, 2024
Instrument	1865-0963

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	7587 HAKES RD, READING, MI 49274-9767
Transaction Type	Mortgage
Record Updated	Aug 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1729/0576
Date	Jul 29, 2019
Book Page	1729/0576

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 5, 2017
Property Address	7587 HAKES RD, READING, MI 49274-9767
Document Number	1669/0889
Book / Page	1669 / 0889
Instrument Date	Sep 30, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 N MICHIGAN ST, 115, MONTGOMERY, MI 49255-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7587 HAKES RD, READING, MI 49274-9767

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$50,300	$100,579 Land $4,000 Building $96,579
2021	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Lakeland Internet, Mercury Fiber.

Cell Coverage

4G LTE only, no 5G reported

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