7586 Old Bay Pointe Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7586 Old Bay Pointe Rd, Milton, FL 32583

Property Summary

Property Type	Vacant Land
Lot Size	0.593 acres (25,831 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2025)
Tax Bill	$1,629 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`24-1N-28-0227-00C00-0230`

Property Details

APN / Parcel Number

Primary APN	`24-1N-28-0227-00C00-0230`
Alternative APN	`N28124022700C000230`

Exterior

Lot Area	25,831 sqft (0.593 acres)
Lot Dimensions	200 ft deep x 71 ft wide

Location & Zoning

Street Address	7586 OLD BAY POINTE RD
City	MILTON
State	FL
Zip	32583-2968
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RR1
Legal Description	LOT 23 BLK C BAY POINTE PLANTATION AS DES IN OR 4637 PG 1083
Legal Range	28W
Legal Township	1N
Legal Section	24
Legal Subdivision	BAY POINTE PLANTAT
Legal Block	C
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1001
Census Tract	10710

Owner

7586 Old Bay Pointe Rd, vacant land, is owned by two individuals who bought it in December 2025.

Source: Santa Rosa County records, as of February 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2127 LILYPAD LN, WINDERMERE, FL 34786-6014
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Sep 22, 2022	Warranty Deed, Transfer GENESIS LAND & TITLE CO LLC
Apr 16, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2019	Grant Deed, Transfer EMERALD COAST TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Jul 15, 2025 · Amount on File
Deed Document Number	202560355
Deed Book / Page	4693 / 1117
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0041040922
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 30, 2025
Property Address	7586 OLD BAY POINTE RD, MILTON, FL 32583-2968
Document Number	0046931117
Book / Page	4693 / 1117
Map Reference	MB G PG 32
Instrument Date	Dec 29, 2025
Instrument	202560355
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 OAK HAVEN LN, GULF BREEZE, FL 32563-8970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 LILYPAD LN, WINDERMERE, FL 34786-6014

Mortgage

Document Number	0046931119
Date	Dec 30, 2025
Instrument	4693/1119

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 29, 2045

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 15, 2025
Property Address	7586 OLD BAY POINTE RD, MILTON, FL 32583-2968
Document Number	0046371083
Book / Page	4637 / 1083
Map Reference	MB G PG 32
Instrument Date	Jul 11, 2025
Instrument	202532300
Transaction Type	Transfer
Record Updated	Aug 13, 2025
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7691 PETERSEN POINT RD, MILTON, FL 32583-8571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 OAK HAVEN LN, GULF BREEZE, FL 32563-8970

Mortgage

Document Number	0046371085
Date	Jul 15, 2025
Instrument	4637/1085

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	11.1%
Max Rate	15.1%

Mortgage

Document Number	0046440933
Date	Aug 4, 2025
Book Page	4644/933
Instrument	202535837

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	11.1%
Max Rate	15.1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 22, 2022
Property Address	7586 OLD BAY POINTE RD, MILTON, FL 32583-2968
Document Number	0043281762
Book / Page	4328 / 1762
Map Reference	MB G PG 32
Instrument Date	Sep 22, 2022
Instrument	202254795
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$1,522.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4241 S CAMBRIDGE WAY, MILTON, FL 32571-7618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11929 HEARTHSTONE LN, MC CALLA, AL 35111-2582

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 16, 2021
Property Address	7586 OLD BAY POINTE RD, MILTON, FL 32583-2968
Document Number	0041040922
Book / Page	4104 / 922
Map Reference	MB G PG 32
Instrument Date	Apr 16, 2021
Instrument	202125116
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 S CAMBRIDGE WAY, PACE, FL 32571-7618

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 29, 2019
Property Address	7586 OLD BAY POINTE RD, MILTON, FL 32583-2968
Document Number	0038841790
Book / Page	003884 / 001790
Instrument Date	Oct 25, 2019
Instrument	48655
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	EMERALD COAST TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5929 CHI CHI CIR MILTON FL 325707753, MILTON, FL 32570-7753

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,040 (-) Land $142,040	$142,040 (-) Land $142,040
2024	$1,629.00 (-1.63%)	$142,040 (-) Land $142,040	$142,040 (-) Land $142,040
2023	$1,656.00 (+29.88%)	$142,040 (+31.55%) Land $142,040	$142,040 (+31.55%) Land $142,040
2022	$1,275.00	$107,974	$107,974 Land $107,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7586 Old Bay Pointe Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7586 Old Bay Pointe Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

7586 Old Bay Pointe Rd, Milton, FL 32583 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Old Bay Pointe Rd

Nearby Streets

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