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7585 Yellow Bluff Rd, Panama City, FL 32404 Property Records

Bay County property record for 7585 Yellow Bluff Rd, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,661 sqft · built 1994
Lot Size0.223 acres (9,757 sqft)
OwnerCompany Name on Record
Last Sale$591,500 (Jan 2024)
Tax Bill$6,659 (2025)
Deeds & MortgagesJan 2024 Sale
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN06715-300-017

Property Details

APN / Parcel Number

Primary APN06715-300-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,661 sqft Heated Area
Gross Area3,289 sqft
1st Floor Area1,773 sqft
2nd Floor Area888 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area9,757 sqft (0.223 acres)
Lot Dimensions158 ft deep x 62 ft wide
Garage Area600 sqft
DrivewayDriveway
Driveway Area640 sqft

Exterior Amenities

PorchPorch
Porch Area28 sqft
Patio Area256 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address7585 YELLOW BLUFF RD
CityPANAMA CITY
StateFL
Zip32404-8563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY FOREST U2 -9.22-132A1 BEG 20.72' W & 134.65' SWLY FROM NE COR OF SEC TH WLY ALG
Legal Range13W
Legal Township04S
Legal Section17
Legal SubdivisionCALLAWAY
Legal BlockI
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1045
Census Tract804

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6401 NW CHERRY ST, VANCOUVER, WA 98663-1039
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Warranty Deed, Transfer
SETCO SERVICES LLC
Jun 5, 2017Warranty Deed, Transfer
DIAMOND TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2024 · Amount on Record
Deed SaleJan 25, 2024 · Amount on Record
Prior SaleJun 5, 2017 · Amount on Record
Deed Document Number2024004157
Deed Book / Page4767 / 1995
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 25, 2024
Property Address7585 YELLOW BLUFF RD, PANAMA CITY, FL 32404-8563
Document Number0047671995
Book / Page4767 / 1995
Map ReferenceMB 14 PG 76
Instrument DateJan 24, 2024
Instrument2024004157
Transaction TypeTransfer
Record UpdatedFeb 8, 2024
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$4,140.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 RIDGE RD, DOTHAN, AL 36303-8907

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 NW CHERRY ST, VANCOUVER, WA 98663-1039

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 5, 2017
Property Address7585 YELLOW BLUFF RD, PANAMA CITY, FL 32404-8563
Document Number0039061265
Book / Page003906 / 001265
Instrument DateMay 31, 2017
Instrument31548
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,303.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address117 RIDGE RD DOTHAN AL 363038907, DOTHAN, AL 36303-8907

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,659.00 (+48.94%)$486,324 (+49.45%) Land $53,765 Building $432,559$486,324 (+49.45%) Land $53,765 Building $432,559
2023$4,471.00 (+19.16%)$325,403 (+12.02%) Land $55,707 Building $269,696$325,403 (+12.02%) Land $55,707 Building $269,696
2022$3,752.00$290,488 Land $44,695 Building $245,793$290,488 Land $44,695 Building $245,793

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims36 (1985–2021)
Claims Outside the SFHA26 of 36
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY, CITY OF WATER SYSTEM
serves 20,520 people · EPA ID FL1030141
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

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