7585 Koski Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7585 Koski Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1940
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2003)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`330-0010-03075`

Property Details

APN / Parcel Number

Primary APN	`330-0010-03075`
Alternative APN	`752363`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,152 sqft Gross Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	168 sqft
Deck Area	50 sqft
Cabin	224 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	752363
Street Address	7585 KOSKI RD
City	EMBARRASS
State	MN
Zip	55732-8255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	FOUR ACRES IN THE SOUTHEAST CORNER OF THEN1/2 OF NE1/4 OF SE1/4 MORE FULLY DESCRIBEDAS FOLLOWS: BEGINNING AT THE SOUTHEAST
Legal Range	15W
Legal Township	60N
Legal Section	21
Legal Subdivision	EMBARRASS TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EMBARRASS
Census Block Group	1
Census Block	1007
Census Tract	13900

Owner

Source: St. Louis County records · APN 330-0010-03075

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7585 KOSKI RD, EMBARRASS, MN 55732-8255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage EMBARRASS VERMILLION FCU
Oct 19, 2018	Loan Modification, Mortgage · Conventional Mortgage EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2003 · Amount on Record
Deed Sale	Dec 01, 2003 · Amount on Record
Deed Document Number	2003926681
Prior Transfer Date	Oct 29, 2003
Prior Transfer Doc	0000926681
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7585 KOSKI RD, EMBARRASS, MN 55732-8255
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001428368
Date	Oct 26, 2021
Instrument	1428368

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 29, 2024

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	7585 KOSKI RD, EMBARRASS, MN 55732-8255
Document Number	00A1344005
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7585 KOSKI RD EMBARRASS MN 557328255, EMBARRASS, MN 55732-8255

Mortgage

Document Number	00A1344005
Date	Nov 02, 2018
Instrument	A1344005

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 01, 2021

Interest

Rate	6.75%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Embarrass Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00 (+13.94%)
2025	$1,406.00 (+48.31%)	$129,000 (+5.39%) Land $25,300 Building $103,700	$129,000 (+5.39%) Land $25,300 Building $103,700
2024	$948.00	$122,400 (+26.71%) Land $25,500 Building $96,900	$122,400 (+26.71%) Land $25,500 Building $96,900
2022		$96,600 Land $22,400 Building $74,200	$96,600 Land $22,400 Building $74,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Koski Rd

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