7583 Biscayne Ave, White Lake, MI 48383 Property Records

Oakland County property record for 7583 Biscayne Ave, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,151 sqft · built 1986
Lot Size	0.314 acres (13,678 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`Y-12-28-251-004`

Property Details

APN / Parcel Number

Primary APN	`Y-12-28-251-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
1st Floor Area	1,135 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	746 sqft
Patio Area	746 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7583 BISCAYNE AVE
City	WHITE LAKE
State	MI
Zip	48383-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T3N, R8E, SEC 28 LAKEWOOD VILLAGE LOT 39
Legal Range	08E
Legal Township	03N
Legal Section	28
Legal Subdivision	LAKEWOOD
Legal Lot Number	39
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1008
Census Tract	130500

Owner

7583 Biscayne Ave is owned and occupied by two individuals.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7583 BISCAYNE AVE, WHITE LAKE, MI 48383-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	7583 BISCAYNE AVE, WHITE LAKE, MI 48383-2911
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7583 BISCAYNE AVE, WHITE LAKE, MI 48383-2911

Mortgage

Document Number	0000039634
Date	Feb 12, 2021
Book Page	55688/751
Instrument	39634

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	7583 BISCAYNE AVE, WHITE LAKE, MI 48383-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226783
Date	Dec 12, 2017
Book Page	51378/00846
Instrument	226783

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7583 Biscayne Ave was $2,664 with a homeowner's exemption, down 36.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00 (-36.25%) Homeowner's exemption	$249,100	$498,200
2024	$4,179.00
2023		$212,690	$425,380
2021	$3,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7583 Biscayne Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7583 Biscayne Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Biscayne Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures