Lake County property record for 7582 Ruth St, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,333 sqft · built 1953 |
| Lot Size | 0.373 acres (16,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Aug 1996) |
| Tax Bill | $5,221 (2023) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-A-012-J-00-044-0 |
| Primary APN | 16-A-012-J-00-044-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 16,278 sqft (0.373 acres) |
| Lot Dimensions | 185 ft deep x 88 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 59 |
|---|---|
| Street Address | 7582 RUTH ST |
| City | MENTOR |
| State | OH |
| Zip | 44060-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CHURCH, PARTS & LOT 8 |
| Legal Subdivision | MURRAY ESTATES SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 203400 |
7582 Ruth St is owned and occupied by an individual who bought it in August 1996.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7582 RUTH ST, MENTOR, OH 44060-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 1996 · Amount on File |
| Deed Sale | Aug 15, 1996 · Amount on File |
| Deed Document Number | 3181 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7582 RUTH ST, MENTOR, OH 44060-6016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000020989 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017R020989 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,221.00 (+164.89%) Homeowner's exemption Senior Citizen's exemption | $50,250 (-) Land $16,300 Building $33,950 | |
| 2022 | $1,971.00 Homeowner's exemption Senior Citizen's exemption | $50,250 Land $16,300 Building $33,950 | |
| 2021 | $143,580 Land $46,580 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7582 Ruth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7582 Ruth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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