7581 Bond St, Saint Leonard, MD 20685 Property Records

Calvert County property record for 7581 Bond St, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,917 sqft · built 1991
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jan 2019)
Tax Bill	$7,670 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-177214`

Property Details

APN / Parcel Number

Primary APN	`01-177214`
Alternative APNs	`1177214` `177214`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,917 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Built-in
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	872 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	177214
Street Address	7581 BOND ST
City	SAINT LEONARD
State	MD
Zip	20685-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 40 SEC 23 ST LEONARD SHORES
Legal Subdivision	ST LEONARD SHORES
Legal Lot Number	40
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2005
Census Tract	860801

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7581 BOND ST, SAINT LEONARD, MD 20685-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · ARM NATIONWIDE MORTGAGE SERVICES LLC
Oct 12, 2018	Deed of Trust, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	May 31, 2003 · Amount on Record
Deed Book / Page	5308 / 30
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7581 BOND ST, SAINT LEONARD, MD 20685-2949
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051610394
Date	Mar 22, 2018
Book Page	5161/394

Lender

Name	NATIONWIDE MORTGAGE SERVICES LLC
Type	Non-Lending Institution
Address	GAITHERSBURG, MD 20885

Agreement

Type	ARM
Amount	Amount Recorded
Term	200 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2011
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7581 BOND ST, SAINT LEONARD, MD 20685-2949
Document Number	0053080040
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 BUFFALO RD LUSBY MD 206573415, LUSBY, MD 20657-3415

Mortgage

Document Number	0053080040
Date	Jan 16, 2019
Book Page	005308/000040

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,500 (+23.2%) Land $199,600 Building $536,900	$736,500 (+23.2%) Land $199,600 Building $536,900
2025	$7,670.00 (+23.49%)
2023	$6,211.00 Homeowner's exemption	$597,800 Land $199,600 Building $398,200	$597,800 Land $199,600 Building $398,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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