7580 Sunny Ridge Loop, Highland, CA 92346 Property Records

San Bernardino County property record for 7580 Sunny Ridge Loop, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,549 sqft · built 1986
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Company Names on Record
Last Sale	$723,000 (Jul 2023)
Tax Bill	$9,514 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1201-271-45-0000`

Property Details

APN / Parcel Number

Primary APN	`1201-271-45-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,149 sqft
1st Floor Area	1,390 sqft
2nd Floor Area	1,159 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	577 sqft
Patio Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7580 SUNNY RIDGE LOOP
City	HIGHLAND
State	CA
Zip	92346-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10726 LOT 59
Legal Subdivision	TRACT NO. 10726
Legal Tract	10726
Legal Block	1
Legal Lot Number	59
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	7903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	2023185356
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0000185355
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328

Mortgage

Document Number	0000260766
Date	Oct 27, 2025
Instrument	2025-0260766

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328

Mortgage

Document Number	0000148458
Date	Apr 20, 2022
Instrument	2022-0148458

Lender

Name	BANNER BANK
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 28, 2023
Property Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328
Document Number	0000185356
Map Reference	MB 182 PG 98-101
Instrument Date	Jul 14, 2023
Instrument	2023-0185356
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7580 SUNNY RIDGE LOOP, HIGHLAND, CA 92346-5328

Mortgage

Document Number	0000185357
Date	Jul 28, 2023
Instrument	2023-0185357

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,209 (+2%) Land $225,663 Building $526,546
2025	$9,514.00 (+161.59%) Homeowner's exemption	$737,460 (+172.92%) Land $221,238 Building $516,222
2023	$3,637.00 (+1.54%) Homeowner's exemption	$270,210 (+2%) Land $43,161 Building $227,049
2022	$3,582.00 Homeowner's exemption	$264,912 Land $42,315 Building $222,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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