7580 Gemini St, Blaine, WA 98230 Property Records

Whatcom County property record for 7580 Gemini St, Blaine, WA 98230

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,119 sqft · built 1992
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Sep 2022)
Tax Bill$2,707 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN400131-354315-0000

Property Details

APN / Parcel Number

Primary APN400131-354315-0000
Alternative APNs
  • 123106
  • 594910
  • 503929

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,119 sqft Living Area
Gross Area1,428 sqft
1st Floor Area1,119 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area309 sqft
Parking Spaces1 Parking Space
PorchWood Porch
Porch Area140 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number123106
Street Address7580 GEMINI ST
CityBLAINE
StateWA
Zip98230-9274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM6
Legal DescriptionTITAN TERRACE SUBDIV LOT 14
Legal Range01
Legal Township40
Legal Section31
Legal SubdivisionTITAN TERRACE SUB-DIV
Legal Block1
Legal Lot Number14
JurisdictionWHATCOM WA
Township / Civil DivisionBLAINE
Census Block Group1
Census Block1029
Census Tract10411

Owner

7580 Gemini St is owned and occupied by an individual who bought it in September 2022.

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7580 GEMINI ST, BLAINE, WA 98230-9274
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022 · Amount on File
Deed SaleSep 13, 2022 · Amount on File
Prior SaleFeb 26, 2021 · Amount on File
Deed Document Number20221054
Prior Transfer DateSep 1, 2022
Prior Transfer Doc0000001054
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 13, 2022
Property Address7580 GEMINI ST, BLAINE, WA 98230-9274
Document Number0000901054
Map ReferenceVOL 15 PG 36
Instrument DateSep 7, 2022
Instrument2022-0901054
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,885.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 GEMINI ST, BLAINE, WA 98230-9274

Mortgage

Document Number0000901055
DateSep 13, 2022
Instrument2022-0901055
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 26, 2021
Property Address7580 GEMINI ST, BLAINE, WA 98230-9274
Document Number0000204892
Map ReferenceVOL 15 PG 36
Instrument DateFeb 12, 2021
Instrument2021-0204892
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,805.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 GEMINI ST, BLAINE, WA 98230-9274

Mortgage

Document Number0000204893
DateFeb 26, 2021
Instrument2021-0204893
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7580 Gemini St was $2,707, up 4.4% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 (+4.36%)$377,570 (+1%) Land $159,082 Building $218,488$377,570 (+1%) Land $159,082 Building $218,488
2024$2,594.00$373,815 Land $157,500 Building $216,315$373,815 Land $157,500 Building $216,315
2022$332,280 Land $140,000 Building $192,280$332,280 Land $140,000 Building $192,280
2021$2,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7580 Gemini St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies180 units insured
incl. 134 condo units
Nearby Flood Claims9 (2012–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7580 Gemini St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRCH BAY WATER & SEWER DISTRICT
serves 9,046 people · EPA ID WA5395904
Water SourcePurchased groundwater from CITY OF BLAINE
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
1,200 / 35

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