758 490th St, Alta, IA 51002 Property Records

Buena Vista County property record for 758 490th St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,848 sqft · built 1902
Lot Size	8.27 acres (360,241 sqft)
Owner	Individual Name on File
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-07-100-006`

Property Details

APN / Parcel Number

Primary APN	`06-07-100-006`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	960 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,312 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	360,241 sqft (8.27 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	758 490TH ST
City	ALTA
State	IA
Zip	51002-7491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-92-37 ALTA SCOTT LOT A IN N 1/2
Legal Range	37W
Legal Township	92N
Legal Section	07
Legal Lot Number	A
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1162
Census Tract	960200

Owner

758 490th St is owned and occupied by an individual who acquired it in August 2024.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	758 490TH ST, ALTA, IA 51002-7491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2017	Deed of Trust, Mortgage · ARM CENTERBANK
Oct 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 14, 2024
Transfer Doc	0000001770
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	758 490TH ST, ALTA, IA 51002-7491
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017/0000002483
Date	Oct 18, 2017
Book Page	0000000017/0000002483
Instrument	000000172483

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2024
Index	1-Year CMT

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 18, 2017
Property Address	758 490TH ST, ALTA, IA 51002-7491
Document Number	17/2482
Book / Page	17 / 2482
Instrument Date	Sep 29, 2017
Instrument	000000172482
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 490TH ST, ALTA, IA 51002-7491

Tax Assessment & Valuation

The 2025 property tax bill for 758 490th St was $3,228 with a homeowner's exemption, down 7.9% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,100 (+23.74%) Land $124,800 Building $243,300	$368,100 (+23.74%) Land $124,800 Building $243,300
2025	$3,228.00 (-7.93%) Homeowner's exemption	$297,480 Land $37,050 Building $260,430	$297,480 Land $37,050 Building $260,430
2024	$3,506.00
2023		$297,480 (+34.08%) Land $37,050 Building $260,430	$297,480 Land $37,050 Building $260,430
2022	$2,848.00 Homeowner's exemption	$221,870 Land $37,050 Building $184,820
2021			$221,870 Land $37,050 Building $184,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 758 490th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 758 490th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Evertek Fixed Wireless	50 / 5
Northwest Communications Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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