7579 Nightfall Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7579 Nightfall Cir, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,230 sqft · built 2008
Lot Size0.253 acres (11,050 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Sep 2025)
Tax Bill$1,829 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN104C A 076

Property Details

APN / Parcel Number

Primary APN104C A 076
Alternative APN
  • 0000157076

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,230 sqft Living Area

Exterior

Year BuiltBuilt 2008
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,050 sqft (0.253 acres)
Lot Dimensions130 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000157076
Street Address7579 NIGHTFALL CIR
CityOOLTEWAH
StateTN
Zip37363-5765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 76 SUNSET RIDGE PB82 PG148 OUT OF 104-88.06 FOR 2006
Legal SubdivisionSUNSET RIDGE
Legal Lot Number76
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group4
Census Block4005
Census Tract11205

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 5, 2025Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jul 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 22, 2019Warranty Deed, Transfer · FHA Mortgage
PINNACLE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Document Number0014036290
Deed Book / Page14036 / 290
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000236
DateMay 26, 2021
Book Page12500/916
Instrument2021052600236
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000072
DateNov 29, 2021
Book Page12747/760
Instrument2021112900072
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 5, 2025
Property Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
Document Number0000000213
Book / Page14036 / 290
Map ReferenceMB 82 PG 148
Instrument DateSep 5, 2025
Instrument2025090500213
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,924.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765

Mortgage

Document Number0014036294
DateSep 5, 2025
Instrument14036/294
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
Document Number0813000073
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7579 NIGHTFALL CIR OOLTEWAH TN 373635765, OOLTEWAH, TN 37363-5765

Mortgage

Document Number0813000073
DateAug 13, 2020
Book Page012112/000066
Instrument200813000073
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 22, 2019
Property Address7579 NIGHTFALL CIR, OOLTEWAH, TN 37363-5765
Document Number1022000082
Book / Page011795 / 000583
Instrument DateOct 18, 2019
Instrument191022000082
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanyEQUITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,073.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7579 NIGHTFALL CIR OOLTEWAH TN 373635765, OOLTEWAH, TN 37363-5765

Mortgage

Document Number1022000083
DateOct 22, 2019
Book Page011795/000585
Instrument191022000083
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,829.00 (-0.65%)$120,675 (+46.58%)$482,700 (+46.58%) Land $60,000 Building $422,700
2024$1,841.00 (-0.49%)$82,325 (-)$329,300 (-) Land $40,000 Building $289,300
2023$1,850.00$82,325$329,300 Land $40,000 Building $289,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brightspeed
Fiber
940 / 940

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