7576 Cristobal Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7576 Cristobal Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,362 sqft · built 1959
Lot Size0.742 acres (32,300 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Mar 2003)
Tax Bill$2,429 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN031-061-030

Property Details

APN / Parcel Number

Primary APN031-061-030

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,362 sqft Living Area
1st Floor Area1,362 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Lot Area32,300 sqft (0.742 acres)
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address7576 CRISTOBAL AVE
CityATASCADERO
StateCA
Zip93422-5138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSFY
Legal DescriptionCY ATAS ATAS BL OB LT 31 PTN LT 7
Legal SubdivisionATASCADERO
Legal Block3
Legal Lot Number31,7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3008
Census Tract12601

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3740 ARDILLA RD, ATASCADERO, CA 93422-2405
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 20, 2018Deed of Trust, Mortgage · Line of Credit
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2003 · Amount on Record
Deed SaleMar 24, 2003 · Amount on Record
Prior SaleJun 27, 1996 · Amount on Record
Deed Document Number200329282
Prior Transfer DateFeb 22, 1996
Prior Transfer Doc0000011113
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 9, 2026
Property Address7576 CRISTOBAL AVE, ATASCADERO, CA 93422-5138
Document Number0000010746
Instrument DateApr 4, 2026
Instrument202610746
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address3740 ARDILLA RD, ATASCADERO, CA 93422-2405

Mortgage

Document Number0000010746,
DateApr 9, 2026
Instrument202610746
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.43%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address7576 CRISTOBAL AVE, ATASCADERO, CA 93422-5138
Document Number0000017600
Instrument DateApr 20, 2018
Transaction TypeMortgage
Record UpdatedMay 23, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3740 ARDILLA RD ATASCADERO CA 934222405, ATASCADERO, CA 93422-2405

Mortgage

Document Number0000017600
DateMay 1, 2018
Instrument17600
Lender
NameWFB NA
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$155,856 (+2%) Land $84,705 Building $71,151
2025$2,429.00 (+8.24%)$152,801 (+4.04%) Land $83,045 Building $69,756
2024$2,244.00 (+0.04%)
2023$2,243.00 (+5.31%)$146,870 Land $79,821 Building $67,049
2022$2,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ranch Wifi, Verizon.

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