McDowell County property record for 7575 US 64, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,384 sqft Living Area |
| Lot Size | 792,792 sqft (18.2 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $848.00 (2025) |
| Primary APN | 1658913468 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,384 sqft Living Area |
| 1st Floor | 1,384 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home Style |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 792,792 sqft (18.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 192 sqft Shed |
| Porch Area | 700 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 7575 US 64 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7685 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 7575 US 64 MORGANTON, NC 28655 |
| Legal Subdivision | SILVER CREEK DEVELOPMENT |
| Jurisdiction | BURKE NC |
| Minor Civil Division | DYSARTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 21302 |
Source: McDowell County records · APN 1658913468
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7575 US 64, MORGANTON, NC 28655-7685 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 03, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 17, 2020 | Quit Claim Deed, Transfer PEOPLES HM EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2020 |
| Transfer Doc | 0024540423 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 7575 US 64, MORGANTON, NC 28655-7685 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025760745 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 2576/745 |
| Instrument | 2021012283 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 03, 2020 |
| Property Address | 7575 US 64, MORGANTON, NC 28655-7685 |
| Document Number | 0025040973 |
| Book / Page | 002504 / 000973 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 47699 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | PO BOX 946 MORGANTON NC 286800946, MORGANTON, NC 28680-0946 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 17, 2020 |
| Property Address | 7575 US 64, MORGANTON, NC 28655-7685 |
| Document Number | 0024540423 |
| Book / Page | 002454 / 000423 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 38293 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7575 US 64 MORGANTON NC 286557685, MORGANTON, NC 28655-7685 |
| Document Number | 24540425 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 002454/000425 |
| Instrument | 38294 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 16, 2040 |
Source: McDowell County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (-0.24%) | $114,597 (-) Land $61,684 Building $52,913 | $114,597 (-) Land $61,684 Building $52,913 |
| 2023 | $850.00 | $114,597 Land $61,684 Building $52,913 | $114,597 Land $61,684 Building $52,913 |
7575 US 64 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 63rd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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