7575 Covington Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 7575 Covington Dr, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,208 sqft
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151-017-200-013-00`

Property Details

APN / Parcel Number

Primary APN	`151-017-200-013-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,208 sqft Building Perimeter
1st Floor Area	1,592 sqft

Exterior

Lot Area	33,106 sqft (0.76 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7575 COVINGTON DR
City	CHEBOYGAN
State	MI
Zip	49721-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR GOVT LOT 4, SEC 17, T36N,R1E; TH N 0D 54M 30S W 33.03FT; TH S 88D 25M E 358FT TO POB; TH N 0D 54M 30S W 269.70FT
Legal Range	01E
Legal Township	004
Legal Section	17
Legal Lot Number	4-6
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1039
Census Tract	960402

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Jun 30, 2023	Warranty Deed, Transfer
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023
Deed Sale	Jun 30, 2023
Prior Sale	Sep 25, 2007
Deed Book / Page	1510 / 718
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273

Mortgage

Document Number	0000001570/0000000699
Date	Dec 4, 2025
Book Page	0000001570/0000000699

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273

Mortgage

Document Number	0000001570/0000000699
Date	Dec 4, 2025
Book Page	0000001570/0000000699

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5980 LITTLE TURTLE TRL, WATERVILLE, OH 43566-9741

Mortgage

Document Number	0000001510/0000000722
Date	Jun 30, 2023
Book Page	0000001510/0000000722

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 30, 2023
Property Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Document Number	001510/718
Book / Page	1510 / 718
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5980 LITTLE TURTLE TRL, WATERVILLE, OH 43566-9741

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 COVINGTON DR, CHEBOYGAN, MI 49721-9273

Mortgage

Document Number	0000001413/0000000062
Date	May 22, 2020
Book Page	0000001413/0000000062

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900 (+56.22%)	$371,800 (+56.22%)
2025	$3,269.00 (+304.58%)
2023		$119,000	$238,000
2022	$808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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