St. Louis County property record for 7574 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,552 sqft · built 2005 |
| Lot Size | 0.555 acres (24,208 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,904 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0037-00050 |
| Primary APN | 370-0037-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,552 sqft Gross Area |
| 1st Floor Area | 2,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,208 sqft (0.555 acres) |
| Garage Area | 728 sqft |
| Porch | Slab |
| Deck Area | 684 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 795202 |
|---|---|
| Street Address | 7574 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0005 BLOCK:000 SERIAL # |
| Legal Subdivision | KOSCAK BEACH TOWN OF FRENCH |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4072 |
| Census Tract | 15100 |
7574 McCarthy Beach Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 179, SIDE LAKE, MN 55781-0179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7574 McCarthy Beach Rd was $5,904 with a homeowner's exemption, up 15.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,904.00 (+15.76%) Homeowner's exemption | ||
| 2025 | $5,100.00 (+16.01%) Homeowner's exemption | $756,700 (+33.25%) Land $194,300 Building $562,400 | $756,700 (+33.25%) Land $194,300 Building $562,400 |
| 2024 | $4,396.00 | $567,900 Land $177,100 Building $390,800 | $567,900 Land $177,100 Building $390,800 |
| 2022 | $427,600 Land $135,500 Building $292,100 | $427,600 Land $135,500 Building $292,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7574 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7574 McCarthy Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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