757 N Spruce Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 757 N Spruce Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1973
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2017)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0128-311-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0128-311-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	217 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	757 N SPRUCE AVE
City	RIALTO
State	CA
Zip	92376-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7206 LOT 3
Legal Subdivision	TRACT 7206
Legal Tract	7206
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2005
Census Tract	3507

Owner

757 N Spruce Ave is owned and occupied by two individuals who bought it in December 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 27, 2017	Grant Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE FUNDING LLC
Dec 27, 2017	Quit Claim Deed, Transfer CHICAGO TITLE-INLAND EMPIRE
Jul 24, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Deed Document Number	2017549775
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000298774
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 8, 2026
Property Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Document Number	0000261192
Instrument Date	Sep 24, 2026
Instrument	2026261192
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723

Mortgage

Document Number	0000261192,
Date	Oct 8, 2026
Instrument	2026261192

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723

Mortgage

Document Number	0000365153
Date	Sep 28, 2020
Instrument	2020-0365153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 27, 2017
Property Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Document Number	0000549775
Map Reference	MB 114 PG 85
Instrument Date	Dec 13, 2017
Instrument	2017-0549775
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723

Mortgage

Document Number	0000549776
Date	Dec 27, 2017
Instrument	2017-0549776

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 27, 2017
Property Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Document Number	0000549774
Instrument Date	Nov 29, 2017
Instrument	549774
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	493 ACACIA AVE SAN BERNARDINO CA 92407, SAN BERNARDINO, CA 92407

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 24, 2017
Property Address	757 N SPRUCE AVE, RIALTO, CA 92376-4723
Document Number	0000298774
Instrument Date	Jul 18, 2017
Instrument	298774
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4530 ROYAL OAK DR OCEANSIDE CA 920562934, OCEANSIDE, CA 92056-2934

Tax Assessment & Valuation

The 2025 property tax bill for 757 N Spruce Ave was $4,715 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,599 (+2%) Land $98,649 Building $295,950
2025	$4,715.00 Homeowner's exemption	$386,862 Land $96,715 Building $290,147
2023	$4,850.00 (+7.8%) Homeowner's exemption	$371,840 Land $92,960 Building $278,880
2022	$4,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 757 N Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 757 N Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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