757 John Creech Rd, Troy, MO 63379 Property Records

Lincoln County property record for 757 John Creech Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,384 sqft · built 1991
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-40-20-000-000-010.017`

Property Details

APN / Parcel Number

Primary APN	`20-40-20-000-000-010.017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,384 sqft Living Area
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,149 sqft (4.48 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	757 JOHN CREECH RD
City	TROY
State	MO
Zip	63379-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 COUNTRY TRAILS PLAT 2
Legal Range	01E
Legal Township	48N
Legal Section	20
Legal Subdivision	COUNTRY TRAILS
Legal Lot Number	38
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	4
Census Block	4010
Census Tract	810308

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	757 JOHN CREECH RD, TROY, MO 63379-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Construction Mortgage HNB NATIONAL BANK
Dec 14, 2022	Deed of Trust, Mortgage · Construction Mortgage HNB NATIONAL BANK
Nov 12, 2021	Beneficiary Deed, Transfer
Aug 6, 2019	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	202114906
Deed Book / Page	2472 / 324
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	002472/324
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	757 JOHN CREECH RD, TROY, MO 63379-3639
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 JOHN GREECE RD, HANNIBAL, MO 63401

Mortgage

Document Number	002493/599
Date	Sep 6, 2023
Book Page	2493/599
Instrument	2023006834

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	PERRY, MO 63462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 30, 2024

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	757 JOHN CREECH RD, TROY, MO 63379-3639
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 JOHN CREECH RD, TROY, MO 63379-3639

Mortgage

Document Number	002486/359
Date	Dec 14, 2022
Book Page	2486/359
Instrument	2022012144

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	PERRY, MO 63462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 2, 2023

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 12, 2021
Property Address	757 JOHN CREECH RD, TROY, MO 63379-3639
Document Number	002472/324
Book / Page	2472 / 324
Map Reference	MB 11 PG 25
Instrument Date	Oct 7, 2021
Instrument	2021014906
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 JOHN CREECH RD, TROY, MO 63379-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	757 JOHN CREECH RD, TROY, MO 63379-3639

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Aug 6, 2019
Property Address	757 JOHN CREECH RD, TROY, MO 63379-3639
Document Number	2436/0788
Book / Page	2436 / 0788
Map Reference	MB 11 PG 25
Instrument Date	Jul 30, 2019
Instrument	2019006659
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 JOHN CREECH RD, TROY, MO 63379-3639

Mortgage

Document Number	2019006660
Date	Aug 6, 2019
Instrument	2019006660

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00 (+64.89%)	$68,231 (+67.19%) Land $9,105 Building $59,126	$359,110 (+67.19%) Land $47,920 Building $311,190
2023	$2,529.00 (+4.2%)	$40,810 (+4.71%) Land $7,965 Building $32,845	$214,790 (+4.71%) Land $41,920 Building $172,870
2022	$2,427.00	$38,973 Land $7,965 Building $31,008
2021			$205,120 Land $41,920 Building $163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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