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7568 Spears Crossing Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7568 Spears Crossing Ln, Pace, FL 32571 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,674 sqft Living Area
Lot Size418,742 sqft (9.61 acres)
OccupancyOwner Occupied
Last Sale$5,775 (2025)
Tax Bill$476.00 (2024)

Owner

Source: Santa Rosa County records · APN 05-2N-29-0000-00165-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7568 SPEARS CROSSING LN, MILTON, FL 32571-9697
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage
CCB COMMUNITY BANK
Apr 18, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
GULF WINDS FCU
Dec 10, 2025Re-recorded Document
SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
Mar 03, 2025Intrafamily Transfer, Transfer
Apr 30, 2020Warranty Deed, Transfer · Conventional Mortgage
SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleApr 30, 2020 · Amount on Record
Deed Doc Number202557571
Deed Book / Page4687 / 1151
Prior Transfer DateMar 12, 2025
Prior Transfer Doc0045940750
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697

Mortgage

Document Number0040660809
DateFeb 03, 2021
Book Page4066/809
Instrument202107095
Lender
NameCCB COMMUNITY BANK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
AmountAmount Recorded
Term8 Months
DueOct 25, 2021

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697

Mortgage

Document Number0042720990
DateApr 18, 2022
Book Page4272/990
Instrument202223157
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697

Mortgage

Document Number0044281038
DateAug 28, 2023
Book Page4428/1038
Instrument202339033
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 08, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSANTA ROSA FL
Recording DateDec 10, 2025
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Document Number0046871151
Book / Page4687 / 1151
Map ReferenceMB 3775 PG 1557
Instrument DateSep 26, 2025
Instrument202557571
Record UpdatedDec 31, 2025
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5164 CONSERVATION CIR, PACE, FL 32571-8778

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697

March 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 03, 2025
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Document Number0045910509
Book / Page4591 / 509
Map ReferenceMB 3775 PG 1557
Instrument DateMar 03, 2025
Instrument202508728
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LN, MILTON, FL 32571-9697

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 30, 2020
Property Address7568 SPEARS CROSSING LN, PACE, FL 32571-9697
Document Number0039441831
Book / Page3944 / 1831
Instrument DateApr 20, 2020
Instrument202020274
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$722.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5924 LAST CHANCE RD, 5924, MILTON, FL 32570-2918

Transferred To (Grantee/Buyer)

NameVerified Name
Address7568 SPEARS CROSSING LANE, PACE, FL 32571-9697

Mortgage

Document Number0039441840
DateApr 30, 2020
Instrument3944/1840
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$484,134 (+2.9%)$584,268 (-2.75%) Land $190,337 Building $393,931
2024$476.00 (-91.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$470,490 (+3%)$600,773 (+8.82%) Land $214,156 Building $386,617
2023$5,397.00 (+2.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$456,786 (+3%)$552,097 (+14.14%) Land $168,729 Building $383,368
2022$5,271.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$443,482$483,718 Land $103,833 Building $379,885

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 275 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-2N-29-0000-00165-0000
Alternative APN
  • N292050000001650000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,674 sqft Living Area
Gross Area4,902 sqft Gross Area
1st Floor2,674 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area418,742 sqft (9.61 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area310 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
PorchOpen Porch
ViewWoodland View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address7568 SPEARS CROSSING LN
CityPACE
StateFL
Zip32571-9697
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**REDESCRIBED IN 2025** 05-2N-29W: COM AT SE SEC COR , THN N00*2302E 2914.91FT ALNG E SEC LN, THN N89*2356W 2137.05FT ALNG C/L SPEARS CROSSING, THN N02*0531W 135.00FT ALNG C/L TO POB, THN N02*0531W 1014.61FT ALNG C/L, THN S89*0545E 435.54FT , THN S00
Legal Range29W
Legal Township2N
Legal Section05
Legal SubdivisionTIDWELL PLACE
Legal Lot Number66
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1033
Census Tract10303

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