75638 48th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 75638 48th Ave, Covert, MI 49043

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,728 sqft · built 2001
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2020)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-07-034-030-40`

Property Details

APN / Parcel Number

Primary APN	`80-07-034-030-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Lot Area	239,580 sqft (5.5 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	75638 48TH AVE
City	COVERT
State	MI
Zip	49043-9735
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	529-D 34-2-17 844-757 1368-490 * COM AT SW COR OF SEC, TH E ALG S SEC L 840.59 FT TO BEG, TH N 0 DEG 25'14"W 926.45 FT, TH E
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	1
Census Block	1077
Census Tract	10600

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75638 48TH AVE, COVERT, MI 49043-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Book / Page	1700 / 931
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	75638 48TH AVE, COVERT, MI 49043-9735
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01689/0056
Date	Sep 9, 2019
Book Page	1689/0056

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2039

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jun 5, 2020
Property Address	75638 48TH AVE, COVERT, MI 49043-9735
Document Number	001700/931
Book / Page	1700 / 931
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	75638 48TH AVE, COVERT, MI 49043-9735

Mortgage

Document Number	0001700743
Date	Jun 5, 2020
Instrument	1700/743

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Sep 4, 2019
Property Address	75638 48TH AVE, COVERT, MI 49043-9735
Document Number	1688/0898
Book / Page	1688 / 0898
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$1,281.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75638 48TH AVE, COVERT, MI 49043-9735

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,500 (-17.27%)	$275,000 (-17.27%)
2025	$2,348.00 (+2.26%) Homeowner's exemption	$166,200 (+62.94%)	$332,400 (+62.94%)
2024	$2,296.00 (+1.19%)
2023		$102,000	$204,000
2020	$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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