7561 Cram Rd, Highland, CA 92346 Property Records

San Bernardino County property record for 7561 Cram Rd, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 1990
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Dec 2024)
Tax Bill	$9,578 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1210-121-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1210-121-12-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	1,197 sqft
2nd Floor Area	1,143 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	137 sqft
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7561 CRAM RD
City	HIGHLAND
State	CA
Zip	92346-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13936-2 LOT 108
Legal Subdivision	13936-2
Legal Tract	13936-2
Legal Block	2
Legal Lot Number	108
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2007
Census Tract	7904

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7561 CRAM RD, HIGHLAND, CA 92346-5809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage 10X LIFESTYLE CORPORATION
May 1, 2023	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 22, 2020	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	May 1, 2023
Deed Document Number	2024306312
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000313283
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7561 CRAM RD, HIGHLAND, CA 92346-5809
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7561 CRAM RD, HIGHLAND, CA 92346-5809

Mortgage

Document Number	0000222126
Date	Sep 17, 2024
Instrument	2024-0222126

Lender

Name	10X LIFESTYLE CORPORATION
Type	Non-Lending Institution
Address	92560

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2023
Property Address	7561 CRAM RD, HIGHLAND, CA 92346-5809
Document Number	0000103508
Map Reference	MB 248 PG 46-51
Instrument Date	Apr 20, 2023
Instrument	2023-0103508
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7561 CRAM RD, HIGHLAND, CA 92346-5809

Mortgage

Document Number	0000103509
Date	May 1, 2023
Instrument	2023-0103509

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7561 CRAM RD, HIGHLAND, CA 92346-5809
Document Number	0000207090
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7561 CRAM RD HIGHLAND CA 923465809, HIGHLAND, CA 92346-5809

Mortgage

Document Number	0000207090
Date	Jun 23, 2020
Instrument	207090

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	7561 CRAM RD, HIGHLAND, CA 92346-5809
Document Number	0000207085
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7561 CRAM RD HIGHLAND CA 923465809, HIGHLAND, CA 92346-5809

Mortgage

Document Number	0000207085
Date	Jun 23, 2020
Instrument	207085

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,490 (+2%) Land $206,547 Building $481,943
2025	$9,578.00 (+54.51%)	$674,990 (+59.13%) Land $202,497 Building $472,493
2023	$6,199.00 (+1.57%) Homeowner's exemption	$424,175 Land $127,253 Building $296,922
2022	$6,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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