756 Rowland St, Tracy, MN 56175 Property Records

Lyon County property record for 756 Rowland St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1950
Lot Size	0.129 acres (5,623 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Apr 2022)
Tax Bill	$2,312 (2026)
Deeds & Mortgages	Apr 2022 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-104245-0`

Property Details

APN / Parcel Number

Primary APN	`31-104245-0`

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,623 sqft (0.129 acres)

Location & Zoning

Street Address	756 ROWLAND ST
City	TRACY
State	MN
Zip	56175-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND RAILWAY ADDITION TO TRACY 01010001 ELY 75 FT LOT 8 ELY 75 FT OF THE SLY 1/2 LOT 9 BLK 31
Legal Subdivision	2ND RAILWAY ADDITION
Legal Block	31
Legal Lot Number	8-9
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1018
Census Tract	360700

Owner

756 Rowland St is owned and occupied by an individual who bought it in April 2022.

Source: Lyon County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	756 ROWLAND ST, TRACY, MN 56175-1156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer BV ABSTRACT AND TITLE, ABSTRACT & TITLE
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 27, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	2022225021
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Apr 11, 2022
Property Address	756 ROWLAND ST, TRACY, MN 56175-1156
Document Number	0000225021
Instrument Date	Apr 11, 2022
Instrument	225021
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 ROWLAND ST, TRACY, MN 56175-1156

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	756 ROWLAND ST, TRACY, MN 56175-1156
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12127
Date	Aug 23, 2021
Instrument	12127

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Oct 27, 2017
Property Address	756 ROWLAND ST, TRACY, MN 56175-1156
Document Number	214241
Instrument Date	Oct 27, 2017
Instrument	214241
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 ROWLAND ST, TRACY, MN 56175-1156

Mortgage

Document Number	214242
Date	Oct 27, 2017
Instrument	214242

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 756 Rowland St was $2,312, up 5.9% from the year before.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,312.00 (+5.86%)	$109,500 (+2.05%) Land $4,800 Building $104,700	$109,500 (+2.05%) Land $4,800 Building $104,700
2025	$2,184.00	$107,300 Land $4,800 Building $102,500	$107,300 Land $4,800 Building $102,500
2023	$1,198.00	$92,100 Land $5,500 Building $86,600	$92,100 Land $5,500 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 756 Rowland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 756 Rowland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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