756 1st St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 756 1st St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	846 sqft · built 1941
Lot Size	0.167 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Aug 2024)
Tax Bill	$9,950 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`808-13-002`

Property Details

APN / Parcel Number

Primary APN	`808-13-002`

Interior

Stories	1 Story
Building Area	846 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1942
Architectural Style	Spanish
Construction Type	Wood
Lot Area	7,300 sqft (0.167 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	756 1ST ST
City	GILROY
State	CA
Zip	95020-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	MAP 7
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512511

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	756 1ST ST, GILROY, CA 95020-4916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Mar 8, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage E 104 HANALANI LLC
Mar 8, 2019	Grant Deed, Transfer · Conventional with PMI ESPINOZA MJ FAMILY TRUST (PT)
Apr 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Jun 27, 2024
Deed Document Number	25689427
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	756 1ST ST, GILROY, CA 95020-4916
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 JEFFERSON DR, GILROY, CA 95020-9450

Mortgage

Document Number	0025368396
Date	Sep 6, 2022
Instrument	25368396

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 8, 2021
Property Address	756 1ST ST, GILROY, CA 95020-4916
Document Number	0024863694
Map Reference	VOL 574 PG 67
Instrument Date	Feb 28, 2021
Instrument	24863694
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 COCHRANE RD # 160-30, 160, MORGAN HILL, CA 95037-9079

Mortgage

Document Number	0024863695
Date	Mar 8, 2021
Instrument	24863695

Lender

Name	E 104 HANALANI LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 8, 2019
Property Address	756 1ST ST, GILROY, CA 95020-4916
Document Number	0024131299
Instrument Date	Mar 7, 2019
Instrument	24131299
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14639 BADGER PASS RD MORGAN HILL CA 950375904, MORGAN HILL, CA 95037-5904

Mortgage

Document Number	24131300
Date	Mar 8, 2019
Instrument	24131300

Lender

Name	ESPINOZA MJ FAMILY TRUST (PT)
Address	756 W 9TH ST, GILROY, CA 95020-6325

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 4, 2017
Property Address	756 1ST ST, GILROY, CA 95020-4916
Document Number	0023616729
Instrument Date	Mar 29, 2017
Instrument	23616729
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	756 W 9TH ST GILROY CA 950206325, GILROY, CA 95020-6325

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,950.00 (+37.49%)	$805,000 (+40.68%) Land $600,000 Building $205,000
2023	$7,237.00 (+1.67%)	$572,220 Land $312,120 Building $260,100
2022	$7,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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