7559 W Howard Rd, Bloomington, IN 47404 Property Records

Owen County property record for 7559 W Howard Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,096 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-36-100-010.003-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-36-100-010.003-016`
Alternative APN	`00001112323`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,096 sqft Living Area
1st Floor Area	3,096 sqft
Basement Area	2,202 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	High
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Lean-To	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001112323
Street Address	7559 W HOWARD RD
City	BLOOMINGTON
State	IN
Zip	47404-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE S36 T9 R3 5A AKA SMITH ADMIN SUBDIVISION LOT 1
Legal Range	3
Legal Township	9
Legal Section	36
Legal Subdivision	SMITH ADMIN SUB
Legal Lot Number	1
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7559 W HOWARD RD, BLOOMINGTON, IN 47404-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage OWEN COUNTY STATE BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7559 W HOWARD RD, BLOOMINGTON, IN 47404-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220979
Date	Jul 15, 2020
Instrument	220979

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7559 W HOWARD RD, BLOOMINGTON, IN 47404-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	213742
Date	Aug 10, 2018
Instrument	213742

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 6, 2019

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7559 W HOWARD RD, BLOOMINGTON, IN 47404-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216527
Date	Jun 11, 2019
Instrument	216527

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,495.00 (-5.21%) Homeowner's exemption	$771,300 (+15.83%) Land $62,000 Building $709,300	$771,300 (+15.83%) Land $62,000 Building $709,300
2024	$5,797.00 (+3.93%)
2023	$5,578.00 (-8.92%)	$665,900 Land $50,000 Building $615,900	$665,900 Land $50,000 Building $615,900
2022	$6,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	60 / 20

May also be available: T-Mobile.

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