7558 Ruth St, Mentor, OH 44060 Property Records

Lake County property record for 7558 Ruth St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 1953
Lot Size	0.309 acres (13,499 sqft)
Owner	Individual Name on File
Last Sale	$163,900 (Nov 2019)
Tax Bill	$6,237 (2023)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-A-012-J-00-041-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-012-J-00-041-0`
Alternative APN	`A 62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	987 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,499 sqft (0.309 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	37 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 62
Street Address	7558 RUTH ST
City	MENTOR
State	OH
Zip	44060-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHURCH, PARTS & LOT 8
Legal Subdivision	MURRAY ESTATES SUBDIVISION
Legal Lot Number	19
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	3
Census Block	3015
Census Tract	203400

Owner

7558 Ruth St is owned and occupied by an individual who bought it in November 2019.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7558 RUTH ST, MENTOR, OH 44060-6016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERSAVE MORTGAGE CORP
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Oct 29, 2004 · Amount on File
Deed Document Number	448624
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7558 RUTH ST, MENTOR, OH 44060-6016
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005191
Date	Feb 27, 2017
Instrument	2017R005191

Lender

Name	AMERSAVE MORTGAGE CORP
Type	Non-Lending Institution
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 5, 2019
Property Address	7558 RUTH ST, MENTOR, OH 44060-6016
Document Number	0000027296
Map Reference	VOL J PG 1
Instrument Date	Nov 5, 2019
Instrument	2019R027296
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7558 RUTH ST, MENTOR, OH 44060-6016

Mortgage

Document Number	0000027297
Date	Nov 5, 2019
Instrument	2019R027297

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,237.00 (+105.3%) Homeowner's exemption	$60,030 (-) Land $15,530 Building $44,500
2022	$3,038.00 Homeowner's exemption	$60,030 Land $15,530 Building $44,500
2021			$171,530 Land $44,380 Building $127,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7558 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7558 Ruth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth St

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