7557 Amherst St, Sacramento, CA 95822 Property Records

Sacramento County property record for 7557 Amherst St, Sacramento, CA 95822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2013)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`048-0175-003-0000`

Property Details

APN / Parcel Number

Primary APN	`048-0175-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7557 AMHERST ST
City	SACRAMENTO
State	CA
Zip	95822-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CARELLA GARDENS 05, LOT 353
Legal Subdivision	CARELLA GARDENS 05
Legal Lot Number	353
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2026
Census Tract	4201

Owner

7557 Amherst St is owned and occupied by two individuals who acquired it in July 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FCU
Sep 17, 2020	Quit Claim Deed, Transfer SCHOOLSFIRST FCU
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2013 · Amount on File
Deed Sale	May 29, 2013 · Amount on File
Deed Book / Page	20130529 / 1114
Last Transfer Date	Jul 7, 2023
Transfer Doc	2023000017
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000018
Date	Jul 25, 2023
Instrument	202307250018

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 21, 2038

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2020
Property Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Document Number	2009171722
Instrument Date	Sep 11, 2020
Instrument	2009171722
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7557 AMHERST ST SACRAMENTO CA 958225147, SACRAMENTO, CA 95822-5147

Mortgage

Document Number	2009171723
Date	Sep 17, 2020
Instrument	2009171723

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Document Number	1810180572
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7557 AMHERST ST SACRAMENTO CA 958225147, SACRAMENTO, CA 95822-5147

Mortgage

Document Number	1810180572
Date	Oct 18, 2018
Instrument	1810180572

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 17, 2023

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7557 AMHERST ST, SACRAMENTO, CA 95822-5147
Document Number	1712081252
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 ZELDA WAY SACRAMENTO CA 958223450, SACRAMENTO, CA 95822-3450

Mortgage

Document Number	1712081252
Date	Dec 8, 2017
Instrument	1712081252

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7557 Amherst St was $1,344 with a homeowner's exemption, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$100,471 (+2%) Land $25,114 Building $75,357
2025	$1,344.00 (+1.51%) Homeowner's exemption	$98,502 Land $24,622 Building $73,880
2024	$1,324.00 (+3.12%)
2023	$1,284.00 (+0.71%) Homeowner's exemption	$94,679 Land $23,667 Building $71,012
2022	$1,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7557 Amherst St in Zone X, where a levee reduces flood risk, though there have been 23 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1993–2006)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Apr 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7557 Amherst St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: DigitalPath, Frontier, GeoLinks, T-Mobile, Verizon.

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